Barclays 2006 Annual Report Download - page 57

Average balance sheet and net interest income (year ended 31st December)
2006 2005 2004(a)
Average Average Average Average Average Average
balance(b) Interest rate balance(b) Interest rate balance(b) Interest rate
£m £m % £m £m % £m £m %
Liabilities and shareholders’ equity
Deposits by banks:
– in offices in the United Kingdom 62,236 2, 464 4.0 54,801 1,665 3.0 46,669 1,225 2.6
– in offices outside the
United Kingdom 23,438 1,137 4.9 21,921 705 3.2 16,610 310 1.9
Customer accounts:
demand deposits:
– in offices in the United Kingdom 25,397 680 2.7 22,593 510 2.3 20,829 310 1.5
– in offices outside the
United Kingdom 10,351 254 2.5 6,196 88 1.4 3,317 31 0.9
Customer accounts:
savings deposits:
– in offices in the United Kingdom 57,734 1,691 2.9 52,569 1,570 3.0 47,583 1,325 2.8
– in offices outside the
United Kingdom 3,124 74 2.4 1,904 39 2.0 1,117 21 1.9
Customer accounts:
other time deposits – retail:
– in offices in the United Kingdom 34,865 1,548 4.4 33,932 1,470 4.3 34,518 1,306 3.8
– in offices outside the
United Kingdom 8,946 482 5.4 6,346 260 4.1 4,526 118 2.6
Customer accounts:
other time deposits – wholesale:
– in offices in the United Kingdom 45,930 1,794 3.9 41,745 1,191 2.9 58,035 1,844 3.2
– in offices outside the
United Kingdom 23,442 1,191 5.1 12,545 590 4.7 13,140 342 2.6
Debt securities in issue:
– in offices in the United Kingdom 47,216 1,850 3.9 46,583 1,631 3.5 47,132 1,233 2.6
– in offices outside the
United Kingdom 74,125 3,686 5.0 52,696 1,695 3.2 17,218 336 2.0
Dated and undated loan capital
and other subordinated
liabilities principally
– in offices in the United Kingdom 13,686 777 5.7 11,286 605 5.4 12,740 692 5.4
External trading liabilities:
– in offices in the United Kingdom n/a n/a n/a n/a n/a n/a 190,036 5,611 3.0
– in offices outside the
United Kingdom n/a n/a n/a n/a n/a n/a 115,032 1,805 1.6
Repurchase agreements and cash
collateral on securities lent:
– in offices in the United Kingdom 141,862 5,080 3.6 130,767 3,634 2.8 n/a n/a n/a
– in offices outside the
United Kingdom 86,693 4,311 5.0 80,391 2,379 3.0 n/a n/a n/a
Trading portfolio liabilities:
– in offices in the United Kingdom 49,892 2,014 4.0 44,349 1,737 3.9 n/a n/a n/a
– in offices outside the
United Kingdom 39,064 1,352 3.5 36,538 1,196 3.3 n/a n/a n/a
Internal funding of trading business n/a n/a n/a n/a n/a n/a (72,291) (2,045) (2.8)
Total average interest bearing
liabilities 748,001 30,385 4.1 657,162 20,965 3.2 556,211 14,464 2.6
Interest free customer deposits:
– in offices in the United Kingdom 27,549 25,095 15,522
– in offices outside the
United Kingdom 2,228 2,053 3,190
Other non-interest bearing liabilities 297,816 267,531 48,614
Minority and other interests and
shareholders’ equity 25,867 21,807 15,406
Total average liabilities,
shareholders’ equity and
interest expense 1,101,461 30,385 2.8 973,648 20,965 2.2 638,943 14,464 2.3
Percentage of total average
interest bearing non-capital
liabilities in offices outside the
United Kingdom 36.1% 33.3% 30.7%
Notes
(a) Does not reflect the application of IAS 32, IAS 39 and IFRS 4 which became effective from 1st January 2005.
(b) Average balances are based upon daily averages for most UK banking operations and monthly averages elsewhere.
Barclays PLC
Annual Report 2006 53
Operating review
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