Bank of Montreal 1998 Annual Report Download - page 71

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63
BANK OF MONTREAL GROUP OF COMPANIES
As at October 31 19 98 19 9 7 19 9 6 19 9 5 19 9 4
Diversified Commercial Specific
Allowance by Industry
Financial institutions 27 28 62 24 29
Commercial mortgages 56111720
Construction (non-real estate) 423 61127
Commercial real estate 35 71 148 274 393
Manufacturing 62 44 34 19 75
Mining/Energy 48224584
Service industries 31 56 57 45 31
Retail trade 819 33 23 69
Wholesale trade 13 12 10 7 24
Agriculture 4125213
Transportation/Utilities 20 818 719
Communications 815000
Other 41 43 120 66 4
Total diversified commercial
specific allowance (b) 262 345 526 540 788
As at October 31 1998 19 9 7 19 9 6 19 9 5 19 9 4
Diversified Commercial Net
Impaired Loans by Industry
Financial institutions 815915
Commercial mortgages 15 24 39 50 51
Construction (non-real estate) 46323
Commercial real estate 122 148 463 846 1,003
Manufacturing 41 19 21 27 104
Mining/Energy 36 30 37 67 143
Service industries 47 44 40 33 20
Retail trade 17 93017100
Wholesale trade 993822 8
Agriculture 15 12 18 23 28
Transportation/Utilities 71 11 35 23 25
Communications 23 5100
Other (d) (f) (4) (17) (94) (49) 2
Total diversified commercial (b) 404 301 690 1,062 1,492
Other countries (a) To t a l
199 8 19 9 7 19 9 6 19 9 5 19 94 199 8 19 97 19 9 6 19 9 5 19 9 4
0000049966
0000000000
00000911 15 17 18
0000013 20 24 23 24
24 0000262 345 526 540 788
00000885 775 475 325 200
0010000100
104 98 115 367 484 104 98 115 367 484
8000081200
136 98 116 367 484 1,272 1,239 1,143 1,255 1,496
142.2 100.0 100.0 100.0 100.0 153.3 157.2 81.7 72.5 61.1
0.0 0.0 0.0 0.0 0.0 8.6 14.7 13.9 19.0 22.0
28.6 0.0 0.0 0.0 0.0 39.3 53.4 43.2 33.7 34.6
100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0
Other countries (a) To t a l
199 8 19 9 7 19 9 6 19 9 5 19 94 199 8 19 97 19 9 6 19 9 5 19 9 4
00000105 94 122 66 45
00000535411
0000029 19 22 28 28
00000139 116 149 98 84
60 0000404 301 690 1,062 1,492
00000(885) (775) (475) (325) (200)
0000000000
60 0000(342) (358) 364 835 1,376
NA NA NA NA NA 6.66 7.65 15.71 20.48 29.86
0.54 0.00 0.00 0.00 0.00 (0.25) (0.30) 0.35 0.89 1.49
0.00 0.00 0.00 0.00 0.00 0.28 0.23 0.33 0.24 0.23
1.78 0.00 0.00 0.00 0.00 0.67 0.57 1.56 2.50 3.64
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00