Bank of Montreal 1998 Annual Report Download - page 27

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RELATIVE FINANCIAL CONDITION
PROVISION FOR CREDIT LOSSES
AS A % OF AVERAGE LOANS AND
ACCEPTANCES (%)
■Our performance was top tier relative
to the Canadian and North American peer
groups, which measured 0.35% and
0.81%, respectively.
Canadian Peer Group: Top Tier
North American Peer Group: Top Tier
GROSS IMPAIRED LOANS
AND ACCEPTANCES AS A % OF
EQUITY AND ALLOWANCE FOR
CREDIT LOSSES
■Our performance was top tier relative to
the Canadian peer group at 12.43%,
but below the North American peer group
average of 5.73%.
Canadian Peer Group: Top Tier
North American Peer Group: Below Average
CASH AND SECURITIES-TO-
TOTAL ASSETS (%)
■Our liquidity ratio was top tier relative to
the Canadian peer group average of 25.1%,
but below the North American peer group
average of 34.5%.
Canadian Peer Group: Top Tier
North American Peer Group: Below Average
TIER 1 RATIO (%)
■Our Tier 1 ratio was below the Canadian
peer group average of 7.38%.
■Our Tier 1 ratio of 6.95% on a U.S. basis
was below the North American peer group
average of 7.71%.
Canadian Peer Group: Below Average
North American Peer Group: Below Average
CREDIT RATING
Canadian Peer Group: Average
North American Peer Group: Top Tier
Top tier means being in the top two of the
Canadian peer group, and in the top six of the
North American peer group.
Bank of Montreal
Canadian Peer Group Average
North American Peer Group Average
9897969594
0.09
0.230.23
0.30
0.63
9897969594
6.66
7. 6 5
15.71
20.48
29.86
9897969594
28.4
35.6
35.8
35.1
29.8
9897969594
7.26
6.80
6.71
7. 0 2
7. 2 0
AA-