Bank of Montreal 1997 Annual Report Download - page 25

Download and view the complete annual report

Please find page 25 of the 1997 Bank of Montreal annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 104

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104

9796959493
0.87
0.30
0.63
0.23 0.23
9796959493
54.84
20.48
29.86
15.71
7.65
9796959493
7.35
7.02
7.20
6.71
6.80
9796959493
30.3
35.1
29.8
35.8 35.6
Provision for Credit Losses as a % of Average
Loans and Acceptances
(%)
•Our performance in this category placed us in the
top tier relative to the Canadian and North American
peer groups, which measured 0.33% and 0.60%,
respectively.
Canadian Peer Group: Top Tier
North American Peer Group: Top Tier
Gross Impaired Loans and Acceptances as a %
of Equity and Allowance for Credit Losses
•
Relative to the Canadian peer group at 13.68%, our
performance was top tier. The North American peer
group average for 1997 was 6.76%.
Canadian Peer Group: Top Tier
North American Peer Group: Below Average
Tier 1 Ratio
(%)
•Our Tier 1 ratio was below the Canadian peer group
average of 6.89%.
• On a U.S. basis, our Tier 1 ratio was 6.35% in 1997
compared to the North American peer group average
of 7.61%.
Canadian Peer Group: Below Average
North American Peer Group: Below Average
Cash and Securities-to-Total Assets
(%)
• Relative to the Canadian and North American peer
groups at 25.4% and 30.0%, respectively, our liquidity
ratio placed us in the top tier for both Canadian and
North American marketplaces.
Canadian Peer Group: Top Tier
North American Peer Group: Top Tier
Credit Rating
Canadian Peer Group: Average
North American Peer Group: Top Tier
AA
-
Relative Financial Condition
Bank of Montreal
Canadian Peer Group Average
North American Peer Group Average