eTrade 2008 Annual Report Download - page 170
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TABLE OF CONTENTS
INTRODUCTION
5
ARTICLE I
FORMAT AND DEFINITIONS
6
Section 1.01
—
Format
6
Section 1.02
—
Definitions
6
ARTICLE II
PARTICIPATION
23
Section 2.01
—
Active Participan
t
23
Section 2.02
—
Inactive Participant
24
Section 2.03
—
Cessation of Participation
24
ARTICLE III
CONTRIBUTIONS
25
Section 3.01
—
Employer Contributions
25
Section 3.01A
—
Rollover Contributions
27
Section 3.02
—
Forfeitures
29
Section 3.03
—
Allocation
30
Section 3.04
—
Contribution Limitation
31
Section 3.05
—
Excess Amounts
36
ARTICLE IV
INVESTMENT OF CONTRIBUTIONS
47
Section 4.01
—
Investment and Timing of Contributions
47
ARTICLE V
BENEFITS
49
Section 5.01
—
Retirement Benefits
49
Section 5.02
—
Death Benefits
49
Section 5.03
—
Vested Benefits
49
Section 5.04
—
When Benefits Star
t
49
Section 5.05
—
Withdrawal Benefits
50
Section 5.06
—
Loans to Participants
52
Section 5.07
—
Distributions Under Qualified Domestic Relations Orders
55
ARTICLE VI
DISTRIBUTION OF BENEFITS
57
Section 6.01
—
Automatic Forms of Distribution
57
Section 6.02
—
Optional Forms of Distribution
57
Section 6.03
—
Election Procedures
57
Section 6.04
—
Notice Requirements
59
RESTATEMENT DECEMBER 15, 2006
3
TABLE OF CONTENTS (5-19047)