Unum 2010 Annual Report Download - page 7

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5
We believe it’s also important as industry leaders
to take a more active role in the political process,
particularly when it comes to informing our policy-
makers. In both the U.S. and U.K., we have continued
to work closely with government officials to help
educate them on the importance of employer-
sponsored benefits in protecting people’s financial
well-being. As I’ve noted previously, decisions in
Congress and Parliament can have a significant impact
on our customers’ businesses and our markets, and for
that reason we will remain engaged in the process.
ACHIEVING OUR POTENTIAL
In summary, I continue to be pleased with our
performance, but I also recognize there is more we
can do to realize Unum’s tremendous potential.
The good news is that the opportunities exceed the
challenges. I’m confident that through the continued
focus and commitment of our people on doing what’s
right, good things will continue to occur at this company.
It’s rewarding to be in a position where there is a
compelling need for what we do, where we have strong
positions from which to operate, and where, when we
execute well, our business generates solid margins and
excess capital – capital to support growth, to fund
corporate development, and also to generate returns
for shareholders through dividends and stock buybacks.
It’s a nice business model, and one that we believe will
continue to serve our company and stakeholders well.
In closing, we wouldn’t be where we are today
without the strong support of our board of directors
and senior leadership team, and most especially the
contributions of all our employees. I hope you join me
in thanking them for what they’ve accomplished this
past year. While undoubtedly there are challenges
ahead, I’m confident that through their continued
efforts we will consistently deliver value to all of our
stakeholders in the years to come.
Sincerely,
Thomas R. Watjen
President and Chief Executive Officer
Market Leadership
For Future Growth
Unum US: Group Short-Term and Long-Term Disability in-force premium and cases: JHA 2009 U.S. Group Disability Market Survey;
Group Life: In-force cases, JHA 2009 U.S. Group Life Market Survey
Unum US and Colonial Life: Voluntary Benefits: Eastbridge U.S. Worksite Sales Report, Carrier Results for 2009, May 2010
Unum UK: Swiss Re Group Watch 2010
Unum US
#1 Group Disability
#4 Group Life
#3 Voluntary Benefit Sales
Unum UK
#1 Group Income Protection
#4 Group Life
#1 Group Critical Illness
Colonial Life
#3 Voluntary Benefit Sales