US Bank 2014 Annual Report Download - page 4

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2
FINANCIAL HIGHLIGHTS
NET INCOME ATTRIBUTABLE
TO U.S.BANCORP
DILUTED EARNINGS
PER COMMON SHARE
DIVIDENDS DECLARED
PER COMMON SHARE
10 $3,317
11 $4,872
12 $5,647
13 $5,836
14
10 $1.73
11 $2.46
12 $2.84
13 $3.00
14
10 $.200
11 $.500
12 $.780
13 $.885
14
RETURN ON
AVERAGE ASSETS
RETURN ON AVERAGE
COMMON EQUITY DIVIDEND PAYOUT RATIO
10 1.16%
11 1.53%
12 1.65%
13 1.65%
14
10 12.7%
11 15.8%
12 16.2%
13 15.8%
14
10 11.5%
11 20.2%
12 27.4%
13 29.3%
14
NET INTEREST MARGIN TEB* EFFICIENCY RATIOa
COMMON EQUITY
TIER 1 CAPITALb
10 3.88%
11 3.65%
12 3.58%
13 3.44%
14
10 51.5%
11 51.8%
12 51.5%
13 52.4%
14
10 7.8%
11 8.6%
12 9.0%
13 9.4%
14
AVERAGE ASSETS
AVERAGE U.S.BANCORP
SHAREHOLDERS’ EQUITY TOTAL RISKBASED CAPITALb
10 $285,861
11 $318,264
12 $342,849
13 $352,680
14
10 $28,049
11 $32,200
12 $37,611
13 $39,917
14
10 13.3%
11 13.3%
12 13.1%
13 13.2%
14
DILUTED EARNINGS
PER COMMON SHARE
$3.08
* Taxable equivalent basis.
(a) Computed as noninterest expense divided by the sum of net interest income on a taxable-equivalent basis and noninterest income excluding net securities gains (losses).
(b) December 31, 2014, calculated under the Basel III transitional standardized approach; all other periods calculated under Basel I.
$380,004m$42,837m13.6%
3.23%
1.54%
$5,851m
53.2%
14.7%
$3.08
9.7%
31.1%
$.965