Principal Financial Group 2010 Annual Report Download - page 2

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4 LETTER TO SHAREHOLDERS
8 THINK AGAIN
16 AT A GLANCE
18 INVESTING FOR THE FUTURE
22 FINANCIAL HIGHLIGHTS
24 SUMMARY CONSOLIDATED FINANCIALS
28 BOARD OF DIRECTORS
29 SENIOR MANAGEMENT
30 REPORTABLE SEGMENTS AND PRINCIPAL FUNDS
This 2010 Year in Review provides a company overview, financial highlights and summary financial statements. For complete financial statements, including notes and
management’s discussion and analysis of financial condition and results of operations, please refer to the 2010 Form 10-K filed by the company with the Securities
and Exchange Commission, which can be found at www.principal.com/10k.
Forward-looking and Cautionary Statements
Certain statements made by the company in this Year in Review that are not historical facts may be considered forward-looking statements, including, without
limitation, statements as to sales targets, sales and earnings trends, and management’s beliefs, expectations, goals and opinions. The company does not undertake to
update these statements, which are based on a number of assumptions concerning future conditions that may ultimately prove to be inaccurate. Future events and
their effects on the company may not be those anticipated, and actual results may differ materially from the results anticipated in these forward-looking statements.
The risks, uncertainties and factors that could cause or contribute to such material differences are discussed in the company’s annual report on Form 10-K for the year
ended Dec. 31, 2010, filed with the Securities and Exchange Commission. These risks and uncertainties include, without limitation: competitive factors; volatility of
financial markets; decrease in ratings; interest rate changes; inability to attract and retain sales representatives; international business risks; foreign currency exchange
rate fluctuations; a pandemic, terrorist attack or other catastrophic event; default of the company’s re-insurers; and investment portfolio risks.
“The Principal Financial Group” and “The Principal” are registered service marks of Principal Financial Services, Inc., a member of the Principal Financial Group.
WE DEVOTED 2010 TO