ICICI Bank 2004 Annual Report Download - page 1

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Contents
Message from the Chairman 2
Board of Directors 4
Senior Management 4
Board Committees 5
Letter from the Managing Director & CEO 6
Product Portfolio 8
Directors’ Report 9
Auditors’ Certificate 33
Business Overview 34
Managements Discussion and Analysis 46
Particulars of Employees under Section 217 (2A) of the Companies Act, 1956 60
Financials:
Auditors’ Report F1
Balance Sheet F2
Profit and Loss Account F3
Schedules & Notes F4
Cash Flow Statement F28
Statement Pursuant to Section 212 of the Companies Act, 1956 F30
Consolidated Financial Statements of ICICI Bank Limited and its Subsidiaries F31
Extracts from the Consolidated US GAAP Financial Statements F59
Enclosures:
!Notice
!Attendance Card and Form of Proxy
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dickenson intellinetics 5690 2791 ICICI Annual Report 2004
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