Green Dot 2012 Annual Report Download - page 57

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47
Deposits
The following table shows Green Dot Bank’s average deposits and the annualized average rate paid on those
deposits for the year ended December 31, 2012 and from December 8, 2011 through December 31, 2011:
Average
Balance Weighted-
Average Rate
(In thousands)
December 31, 2012
Interest-bearing deposit accounts
Negotiable order of withdrawal (NOW) $ 1,650 0.25%
Savings deposits 6,724 0.25%
Time deposits, denominations greater than or equal to $100 3,020 0.71%
Time deposits, denominations less than $100 6,742 0.83%
Total interest-bearing deposit accounts 18,136 0.54%
Non-interest bearing deposit accounts 50,151
Total deposits $ 68,287
December 31, 2011
Interest-bearing deposit accounts
Negotiable order of withdrawal (NOW) $ 1,634 0.25%
Savings deposits 6,812 0.38%
Time deposits, denominations greater than or equal to $100 1,383 1.05%
Time deposits, denominations less than $100 9,779 1.22%
Total interest-bearing deposit accounts 19,608 0.83%
Non-interest bearing deposit accounts 16,738
Total deposits $ 36,346
The following table shows the scheduled maturities for Green Dot Bank’s time deposits portfolio greater than
$100,000 at December 31, 2012:
December 31, 2012
(In thousands)
Less than 3 months 529
3 through 6 months 1,207
6 through 12 months 894
Greater than 12 months 957
3,587
Key Financial Ratios
The following table shows certain of Green Dot Bank’s key financial ratios for the year ended December 31, 2012
and the period from December 8, 2011 through December 31, 2011:
December 31, 2012
Pretax return on assets 2.4%
Net return on equity 7.7%
Equity to assets ratio 31.4%
December 31, 2011
Pretax return on assets 0.2%
Net return on equity 0.5%
Equity to assets ratio 38.4%