Freddie Mac 2015 Annual Report Download - page 94
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Management's Discussion and Analysis Risk Management | SF Credit Risk
Freddie Mac 2015 Form 10-K 92
Weighted Average Original LTV Ratio
Weighted Average Credit Score
The table below contains additional information about the single-family loans we purchased or
guaranteed in the last three years.
Year Ended December 31,
2015 2014 2013
(dollars in millions) Amount % of
Total Amount % of
Total Amount % of
Total
30-year or more amortizing fixed-rate $ 262,209 75% $ 192,458 75% $ 287,773 68%
20-year amortizing fixed-rate 16,470 5 8,677 421,658 5
15-year amortizing fixed-rate 58,958 17 38,200 15 97,025 23
Adjustable-rate 12,760 3 15,711 616,007 4
FHA/VA and other governmental 163 — 207 —279 —
Total $ 350,560 100% $ 255,253 100% $ 422,742 100%
Percentage of purchases:
With credit enhancements 23% 25% 17%
Detached/townhome property type 92% 92% 93%
Primary residence 90% 88% 88%
Loan purpose:
Purchase 44% 52% 27%
Cash-out refinance 21% 17% 16%
Other refinance 35% 31% 57%