Freddie Mac 2015 Annual Report Download - page 100
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Management's Discussion and Analysis Risk Management | SF Credit Risk
Freddie Mac 2015 Form 10-K 98
The table below provides credit quality information about our single-family books.
December 31, 2015
(dollars in billions) UPB
Average
Credit
Score Original
LTV Ratio
Current
LTV
Ratio
Current
LTV Ratio
>100%
Foreclosure
and Short
Sale Rate(1) Alt-A %
Core single-family book $1,129 754 72% 61% —% 0.15%—%
HARP and other relief refinance
book 303 731 89% 70% 10% 0.95%—%
Legacy single-family book 270 702 75% 66% 12% 4.09% 15%
Total $ 1,702 741 75% 63% 4% N/A 2%
(1) The foreclosure and short sale rate presented for the Legacy single-family book represents the rate associated with loans
originated in 2000 through 2008.
The table below contains a description of some of the loan characteristics we monitor in our single-family
credit guarantee portfolio.