Fifth Third Bank 2010 Annual Report Download - page 16

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GLOSSARY OF TERMS
14 Fifth Third Bancorp
Fifth Third Bancorp provides the following list of acronyms as a tool for the reader. The acronyms identified below are used in Management’s
Discussion & Analysis of Financial Condition & Results of Operations, the Consolidated Financial Statements and in the Notes to
Consolidated Financial Statements.
ALCO: Asset Liability Management Committee
ALLL: Allowance for Loan and Lease Losses
ARM: Adjustable Rate Mortgage
ASC: Accounting Standards Codification
BOLI: Bank Owned Life Insurance
bp: Basis Point(s)
C&I: Commercial and Industrial
CARD: Card Accountability, Responsibility and Disclosure
CDC: Fifth Third Community Development Corporation
CPP: Capital Purchase Program
DCF: Discounted Cash Flow
DIF: Deposit Insurance Fund
EESA: Emergency Economic Stabilization Act of 2008
ERISA: Employee Retirement Income Security Act
ERM: Enterprise Risk Management
ERMC: Enterprise Risk Management Committee
EVE: Economic Value of Equity
FASB: Financial Accounting Standards Board
FDIC: Federal Deposit Insurance Corporation
FHLB: Federal Home Loan Bank
FHLMC: Federal Home Loan Mortgage Corporation
FICO: Fair Isaac Corporation (credit rating)
FNMA: Federal National Mortgage Association
FRB: Federal Reserve Bank
FTAM: Fifth Third Asset Management, Inc.
FTE: Fully Taxable Equivalent
FTP: Funds Transfer Pricing
FTPS: Fifth Third Processing Solutions
FTS: Fifth Third Securities
GNMA: Government National Mortgage Association
IPO: Initial Public Offering
IRS: Internal Revenue Service
LAPA: Liquid Asset Purchase Agreement
LIBOR: London InterBank Offered Rate
LTV: Loan-to-Value
MD&A: Management’s Discussion & Analysis of Financial
Condition and Results of Operations
MSR: Mortgage Servicing Right
NII: Net Interest Income
OCI: Other Comprehensive Income
OREO: Other Real Estate Owned
OTTI: Other-Than-Temporary Impairment
PMI: Private Mortgage Insurance
QSPE: Qualifying Special-Purpose Entity
RSA: Restricted Stock Award
SAR: Stock Appreciation Right
SEC: United States Securities and Exchange Commission
SCAP: Supervisory Capital Assessment Program
TAG: Transaction Account Guarantee
TARP: Troubled Asset Relief Program
TLGP: Temporary Liquidity Guarantee Program
TDR: Troubled Debt Restructuring
TSA: Transition Service Agreement
U.S.: United States of America
U.S. GAAP: Accounting principles generally accepted in the
United States of America
VIE: Variable Interest Entity
VRDN: Variable Rate Demand Note