Fifth Third Bank 2009 Annual Report Download - page 48

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MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
46 Fifth Third Bancorp
TABLE 27: NON-OWNER OCCUPIED COMMERCIAL REAL ESTATE
As of December 31, 2008 ($ in millions)
For the Year Ended
December 31, 2008
By State:
Outstanding
Exposure
90 Days
Past Due
Nonaccrual
Net Charge-offs
Ohio $3,068 3,738 9 144 56
Michigan 2,379 2,827 61 124 215
Florida 1,864 2,160 60 89 157
Illinois 928 1,135 3 71 20
North Carolina 925 1,242 6 25 6
Indiana 628 760 10 66 37
All other states 1,326 1,804 6 96 28
Total $11,118 13,666 155 615 519
TABLE 28: HOME BUILDER AND DEVELOPER
(a)
As of December 31, 2009 ($ in millions)
For the Year Ended
December 31, 2009
By State:
Outstanding
Exposure
90 Days
Past Due
Nonaccrual
Net Charge-offs
Ohio $346 542 2 73 34
Florida 318 336 4 136 98
Michigan 278 351 7 63 77
North Carolina 229 260 3 95 49
Indiana 108 133 - 12 9
All other states 284 383 3 94 91
Total $1,563 2,005 19 473 358
(a) Home Builder and Developer loans, exclusive of commercial and industrial loans with an outstanding balance of $200 million and a total exposure of $461 million are also included in Table 26:
Non-Owner Occupied Commercial Real Estate
.
TABLE 29: HOME BUILDER AND DEVELOPER
(a)
As of December 31, 2008 ($ in millions)
For the Year Ended
December 31, 2008
By State:
Outstanding
Exposure
90 Days
Past Due
Nonaccrual
Net Charge-offs
Ohio $491 856 2 67 42
Florida 482 618 4 73 122
Michigan 449 732 7 79 166
North Carolina 415 661 3 35 5
Indiana 121 196 - 19 10
All other states 523 712 3 92 22
Total $2,481 3,775 19 365 367
(a) Home Builder and Developer loans, exclusive of commercial and industrial loans with an outstanding balance of $332 million and a total exposure of $798 million are also included in Table 27:
Non-Owner Occupied Commercial Real Estate
TABLE 30: AUTOMOBILE DEALERS
As of December 31, 2009 ($ in millions)
For the Year Ended
December 31, 2009
By State:
Outstanding
Exposure
90 Days
Past Due
Nonaccrual
Net Charge-offs
Ohio $325 569 3 14 30
Illinois 232 380 - 19 19
Michigan 207 340 2 3 7
Florida 114 190 1 9 14
Tennessee 100 191 - - 1
All other states 215 319 - 9 6
Total $1,193 1,989 6 54 77
TABLE 31: AUTOMOBILE DEALERS
As of December 31, 2008 ($ in millions)
For the Year Ended
December 31, 2008
By State:
Outstanding
Exposure
90 Days
Past Due
Nonaccrual
Net Charge-offs
Ohio $630 1,050 1 42 41
Illinois 401 610 - 26 53
Michigan 324 518 - 5 3
Florida 148 187 1 11 6
Tennessee 146 231 - - -
All other states 353 522 2 11 7
Total $2,002 3,118 4 95 110