Equifax 2003 Annual Report Download - page 3

Download and view the complete annual report

Please find page 3 of the 2003 Equifax annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 73

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73

Latin America
In Latin America, Equifax provides consumer and
commercial credit reporting, modeling, analytical
services, decisioning, application processing,
fraud detection, identity verification, portfolio
analysis and management, and locate and debt
recovery services to our customers. Equifax is
the market leader in the region, with business
units in Argentina, Brazil, Chile, El Salvador,
Peru and Uruguay.
Equifax, a 105-year-old company and member of
the Standard & Poor’s (S&P) 500®Index, enables
and secures global commerce with consumers and
businesses. Equifax is a global leader in turning
information into intelligence, serving customers
across a wide range of industries and markets,
including financial services, retail, telecommuni-
cations, utilities, mortgage, brokerage, insurance,
automotive, healthcare, direct marketing and
transportation. Equifax also enlightens, enables
and empowers consumers to manage and protect
their financial health with Consumer Direct services
offered at www.equifax.com. Equifax employs
approximately 4,600 people in 13 countries:
the United States, Canada, the United Kingdom,
the Republic of Ireland, Italy, Spain, Portugal,
Argentina, Brazil, Chile, El Salvador, Peru and
Uruguay. Equifax is a $1.2 billion enterprise.
Our shares trade on the New York Stock
Exchange under the symbol EFX.
Consumer Direct
Equifax Consumer Direct provides individuals
access to their personal credit information in order
to enlighten, enable and empower them to better
understand, manage and protect their credit infor-
mation for good financial health. Products target
more than 220 million individuals who have credit
histories in the United States.
Equifax M arketing Services
Equifax M arketing Services offers targeted,
multichannel direct marketing solutions in the
United States. Our services enable companies to
acquire, retain, manage and grow customer bases.
We have the country’s largest database of online
and offline direct marketing information, including
financial, demographic and lifestyle information.
Products include postal and email addresses,
database services, credit prescreening, customer
modeling and analytics, product registration
programs and lead development.
OUR M ISSION STATEM ENT
T o serve our customers by utilizing information
and technology that provide real-time answers
to increasingly complex questions.
®
EQUIFAX AT-A-GLANCE
North America
North America’s Information Services provide
value-added information solutions that help cus-
tomers grow their businesses, increase profitabil-
ity, manage risk and reduce costs throughout their
customer relationships. Services include consumer
credit information, commercial credit reporting,
fraud detection, identity verification, portfolio
management, risk assessment, decisioning, mod-
eling, analytics, locate services, and debt recovery,
plus industry-specific proprietary database and
bankruptcy solutions.
Europe
Equifax operates in the United Kingdom, the Republic of
Ireland, Spain, Portugal and Italy. The European product
portfolio includes consumer and commercial credit report-
ing, modeling and analytical services, decisioning, fraud
detection, identity verification, portfolio management,
locate services, debt recovery, real estate information
services and marketing services, which encompasses
credit marketing and direct marketing. In addition, our
Consumer Direct services were introduced in the United
Kingdom in 2003.