Barclays 2010 Annual Report Download - page 86

Risk management
Credit risk management continued
Maximum exposure to credit risk (audited) Asset class
As at 31st December 2009
Loans and
advances
£m
Debt
securities
and other
bills
£m
Derivatives
£m
Reverse
repurchase
agreements
£m
Other
£m
Total
assets
£m
On-balance sheet:
Cash and balances at central banks – – – – 81,483 81,483
Items in the course of collection from other banks – – – – 1,593 1,593
Trading portfolio assets:
Debt securities – 126,520 –––126,520
Traded loans 2,962 – – – – 2,962
Total trading portfolio assets 2,962 126,520 – – – 129,482
Financial assets designated at fair value:
Loans and advances 22,390 – – – – 22,390
Debt securities – 4,007 – – – 4,007
Other financial assets 557 – – 7,757 344 8,658
Total financial assets designated at fair value 22,947 4,007 – 7,757 344 35,055
Derivative financial instruments – – 416,815 – – 416,815
Loans and advances to banks 41,135 – – – – 41,135
Loans and advances to customers:
Home loans 149,099 – – – – 149,099
Credit card receivables 21,889 – – – – 21,889
Other personal lending 25,435 – – – – 25,435
Wholesale and corporate 212,928 – – – – 212,928
Finance lease receivables 10,873 – – – – 10,873
Total loans and advances to customers 420,224 – – – – 420,224
Reverse repurchase agreements and other similar secured lending – – – 143,431 – 143,431
Available for sale debt securities – 49,807 – – – 49,807
Other assets – – – – 3,476 3,476
Total on-balance sheet 487,268 180,334 416,815 151,188 86,896 1,322,501
Off-balance sheet:
Securities lending arrangements 27,406
Guarantees and letters of credit pledged as collateral security 15,406
Acceptances and endorsements 375
Documentary credits and other short-term trade related transactions 762
Standby facilities, credit lines and other commitments 206,513
Total off-balance sheet 250,462
Total maximum exposure to credit risk 1,572,963
84 Barclays PLC Annual Report 2010 www.barclays.com/annualreport10