Aviva 2006 Annual Report Download - page 210

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Aviva plc
Annual Report and Accounts 2006 206
Notes to the consolidated financial statements continued
50 – Risk management continued
Long-term business
Sensitivities as at 31 December 2006
Impact on profit before tax (£m)
Interest Interest Equity/ Equity/ Assurance Annuitant
rates rates property property Expenses mortality mortality
+1% –1% +10% - 10% +10% +5% –5%
Insurance participating (5) 35 (35) (5)
Insurance non-participating 25 (210) 110 (130) (5) (20) (295)
Investment participating (30) (35) 10 (10) (5)
Investment non-participating (15) 15 40 (40)
Assets backing life shareholders’ funds (280) 305 60 (60) – – –
Total (305) 75 255 (275) (10) (20) (300)
Impact before tax on shareholders’ equity (£m)
Interest Interest Equity/ Equity/ Assurance Annuitant
rates rates property property Expenses mortality mortality
+1% –1% +10% -10% +10% +5% –5%
Insurance participating (25) 25 35 (35) (5)
Insurance non-participating (240) 60 125 (140) (5) (20) (295)
Investment participating (30) (35) 10 (10) (5)
Investment non-participating (70) 70 40 (40)
Assets backing life shareholders’ funds (320) 345 95 (95) – – –
Total (685) 465 305 (320) (10) (20) (300)
Sensitivities as at 31 December 2005
Impact on profit before tax (£m)
Interest Interest Equity/ Equity/ Assurance Annuitant
rates rates property property Expenses mortality mortality
+1% –1% +10% -10% +10% +5% –5%
Insurance participating 5 (35) 35 (35) (5)
Insurance non-participating 60 (350) 105 (120) (5) (30) (295)
Investment participating 10 (50) 10 (10)
Investment non-participating 35 (35)
Assets backing life shareholders’ funds (225) 240 65 (65)
Total (150) (195) 250 (265) (10) (30) (295)
Impact before tax on shareholders’ equity (£m)
Interest Interest Equity/ Equity/ Assurance Annuitant
rates rates property property Expenses mortality mortality
+1% –1% +10% -10% +10% +5% –5%
Insurance participating (10) (20) 35 (35) (5)
Insurance non-participating 20 (305) 120 (135) (5) (30) (295)
Investment participating (10) (25) 10 (10)
Investment non-participating (5) 35 (35)
Assets backing life shareholders’ funds (240) 255 90 (90)
Total (245) (95) 290 (305) (10) (30) (295)
Financial statements continued