Ameriprise 2011 Annual Report Download - page 38

of state laws, and the European Union data protection legislation as domestically implemented in the respective EU
member states. We have also implemented policies and procedures in response to such requirements in the UK. We
continue our efforts to safeguard the data entrusted to us in accordance with applicable law and our internal data
protection policies, including taking steps to reduce the potential for identity theft or other improper use or disclosure of
personal information, while seeking to collect and use data to properly achieve our business objectives and to best serve
our clients.
USA Patriot Act
The Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act,
commonly referred to as the USA Patriot Act, was enacted in October 2001 in the wake of the September 11th terrorist
attacks. The USA Patriot Act broadened existing anti-money laundering legislation and the extraterritorial jurisdiction of the
United States substantially. In response, we enhanced our existing anti-money laundering programs and developed new
procedures and programs. For example, we implemented a customer identification program applicable to many of our
businesses and enhanced our ‘‘know your customer’’ ‘‘and ‘‘due diligence’’ programs. In addition, we will continue to
comply with anti-money laundering legislation in the UK derived from applicable EU directives and international initiatives
adopted in other jurisdictions in which we conduct business.
Securities Exchange Act Reports and Additional Information
We maintain an Investor Relations website at ir.ameriprise.com, and we make available our annual, quarterly and current
reports free of charge and post any amendments to those reports as soon as reasonably practicable following the time
they are electronically filed with or furnished to the SEC. To access these and other documents, click on the ‘‘SEC Filings’’
link found on our Investor Relations homepage.
Investors can also access our Investor Relations website through our main website at ameriprise.com by clicking on the
‘‘Investor Relations’’ link located at the bottom of our homepage. Information contained on our website is not incorporated
by reference into this report or any other report filed with the SEC.
Segment Information and Classes of Similar Services
You can find financial information about our operating segments and classes of similar services in Note 25 to our
Consolidated Financial Statements included in Part II, Item 8 of this Annual Report on Form 10-K.
Item 1A. Risk Factors.
Our operations and financial results are subject to various risks and uncertainties, including those described below, that
could have a material adverse effect on our business, financial condition or results of operations and could cause the
trading price of our common stock to decline. We believe that the following information identifies the material factors
affecting our company based on the information we currently know. However, the risks and uncertainties our company
faces are not limited to those described below. Additional risks and uncertainties not presently known to us or that we
currently believe to be immaterial may also adversely affect our business.
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