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American International Group, Inc. (AIG) is a leading global insurance company.

Founded in 1919, today we provide a wide range of property casualty insurance, life insurance, retirement

products, mortgage insurance and other financial services to customers in more than 130 countries and

jurisdictions. Our diverse offerings include products and services that help businesses and individuals protect

their assets, manage risks and provide for retirement security. AIG common stock is listed on the New York

Stock Exchange and the Tokyo Stock Exchange.

* At June 30, 2013, the latest date for which information was available for certain foreign insurance companies.

PART I

World class insurance franchises

A diverse mix of businesses

Effective capital management

Execution of strategic objectives,

Improved profitability,

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AIG 2013 Form 10-K2

ITEM 1 / BUSINESS

AIG’s key strengths include:

that are leaders in their

categories and are continuing to improve their operating performance;

with a presence in most international

markets;

of the largest shareholders’ equity of

any insurance company in the world*, supported by enhanced risk

management;

such as our focus on growth of

higher value lines of business to increase profitability and grow

assets under management; and

as demonstrated by growth in 2013 over

2012 of pre-tax operating income in each of our core insurance

operations.

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