AIG 2007 Annual Report Download - page 49

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Domestic Domestic Mortgage
Brokerage Group Personal Lines Guaranty (UGC) Transatlantic Foreign General
2007 2006 2007 2006 2007 2006 2007 2006 2007 2006
$31,759 $31,584 $5,025 $4,821 $1,374 $1,065 $4,284 $3,983 $19,778 $17,525
24,112 24,312 4,808 4,654 1,143 866 3,953 3,633 13,051 11,401
23,849 23,910 4,695 4,645 886 740 3,903 3,604 12,349 10,552
3,501 2,336 (162) 206 (792) 191 182 143 1,771 1,781
3,879 3,411 231 225 158 140 470 435 1,388 1,484
7,380 5,747 69 431 (634) 331 652 578 3,159 3,265
(75) 98 (2) 1(3) (3) 911 (22) (37)
$ 7,305 $ 5,845 $67 $ 432 $ (637) $ 328 $ 661 $ 589 $ 3,137 $ 3,228
85.52 89.96 103.46 95.56 189.78 70.62 95.42 96.17 85.51 82.46
2007 2006
Percent Percent
(in millions) Underwriting of Underwriting of
Years Ended December 31, Profit (Loss) Total Profit (Loss) Total
General Insurance Underwriting Profit (Loss)
Domestic Brokerage Group $3,501 77.8% $ 2,336 50.2%
Foreign General 1,771 39.4 1,781 38.2
Domestic Personal Lines (162) (3.6)206 4.4
Transatlantic 182 4.0 143 3.1
Mortgage Guaranty (UGC) (792) (17.6) 191 4.1
Total $4,500 100.0% $ 4,657 100.0%
AIG 2007 Annual Report 47
American International Group, Inc. and Subsidiaries
2003 2004 2005 2006 2007
2.6
3.2
4.0
5.7
6.1
General Insurance Net Investment Income
(billions of dollars)
General Insurance Operating Income
(a)(b)(c)(d)
(billions of dollars)
2003 2004 2005 2006 2007
(a) Includes net realized capital gains (losses).
(b) 2007, 2005 and 2004 include current year catastrophe-related losses of $276 million,
$2.89 billion and $1.05 billion, respectively. In 2006 and 2003, there were no
significant catastrophe-related losses.
(c) In 2005 and 2004, operating income was reduced by $1.8 billion and $850 million,
respectively, resulting from the annual fourth quarter review of General Insurance loss
and loss adjustment reserves.
(d) 2006, 2005 and 2004 include a change in estimate for asbestos and environmental
reserves of $198 million, $873 million and $850 million, respectively.
4.5
3.2
2.3
10.4 10.5