eTrade 2010 Annual Report Download - page 82

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STATISTICAL DISCLOSURE BY BANK HOLDING COMPANIES
The following table outlines the information required by the SEC’s Industry Guide 3, “Statistical Disclosure
by Bank Holding Companies.” These disclosures are at the enterprise level.
Required Disclosure Page
Distribution of Assets, Liabilities and Shareholders’ Equity; Interest Rates and Operating Interest
Differential
Average Balance Sheet and Analysis of Net Interest Income 33
Net Operating Interest Income—Volumes and Rates Analysis 80
Investment Portfolio
Investment Portfolio—Book Value and Fair Value 83
Investment Portfolio Maturity 84
Loan Portfolio
Loans by Type 81
Loan Maturities 81
Loan Sensitivities 82
Risk Elements
Nonaccrual, Past Due and Restructured Loans 65
Past Due Interest 131
Policy for Nonaccrual 104
Potential Problem Loans 69
Summary of Loan Loss Experience
Analysis of Allowance for Loan Losses 66
Allocation of the Allowance for Loan Losses 66
Deposits
Average Balance and Average Rates Paid 33
Time Deposit Maturities 141
Time Deposits in Excess of the FDIC Deposit Insurance Coverage Limits 142
Return of Equity and Assets 34
Short-Term Borrowings 85
79