Discover 2011 Annual Report Download - page 61

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49
Total Loan Receivables
Loans not accruing interest
GAAP
Adjustments for Statement No. 167
Non-GAAP As-Adjusted
Delinquency rate (Over 30 Days)
GAAP
Adjustments for Statement No. 167
Non-GAAP As-Adjusted
Delinquency rate (Over 90 Days)
GAAP
Adjustments for Statement No. 167
Non-GAAP As-Adjusted
Delinquency rate (Loans not accruing interest)
GAAP
Adjustments for Statement No. 167
Non-GAAP As-Adjusted
Discover Card
Charge-offs
GAAP
Adjustments for Statement No. 167
Non-GAAP As-Adjusted
Recoveries
GAAP
Adjustments for Statement No. 167
Non-GAAP As-Adjusted
Total Discover Card Loans
GAAP
Adjustments for Statement No. 167
Non-GAAP As-Adjusted
Allowance for loan losses (end of period)
GAAP
Adjustments for Statement No. 167
Non-GAAP As-Adjusted
Total Credit Card Loans
Loan receivables
GAAP
Adjustments for Statement No. 167
Non-GAAP As-Adjusted
As of and for the Year Ended November 30,
2009
(dollars in thousands)
$ 190,086
248,192
$ 438,278
4.92%
0.39
5.31%
2.58%
0.20
2.78%
0.80%
0.06
0.86%
$ (2,034,458)
(2,208,036)
$ (4,242,494)
$ 184,383
212,100
$ 396,483
$ 19,826,153
27,229,062
$ 47,055,215
$ 1,587,107
2,144,461
$ 3,731,568
$ 20,230,302
27,229,062
$ 47,459,364
2008
$ 173,123
193,385
$ 366,508
4.35%
0.21
4.56%
2.06%
0.11
2.17%
0.69%
0.03
0.72%
$ (1,119,362)
(1,713,409)
$ (2,832,771)
$ 165,422
240,422
$ 405,844
$ 23,348,134
25,878,667
$ 49,226,801
$ 1,285,215
1,379,771
$ 2,664,986
$ 23,814,307
25,878,667
$ 49,692,974
2007
$ 102,286
154,408
$ 256,694
3.26%
0.32
3.58%
1.51%
0.16
1.67%
0.49%
0.04
0.53%
$ (834,792)
(1,366,949)
$ (2,201,741)
$ 160,167
247,439
$ 407,606
$ 20,345,787
27,349,319
$ 47,695,106
$ 742,507
971,730
$ 1,714,237
$ 20,579,923
27,349,319
$ 47,929,242
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