Discover 2009 Annual Report Download - page 176

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Exhibit 32.1
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
In connection with the Annual Report of Discover Financial Services (the “Company”) on Form 10-K for the period
ended November 30, 2009, as filed with the Securities and Exchange Commission (the “Report”), each of David W.
Nelms, Chairman and Chief Executive Officer of the Company, and Roy A. Guthrie, Executive Vice President, Chief
Financial Officer and Treasurer of the Company, certifies, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002, that:
1. The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of
1934; and
2. The information contained in the Report fairly presents, in all material respects, the financial condition and
results of operations of the Company.
Date: January 27, 2010
/s/ D
AVID
W. N
ELMS
David W. Nelms
Chairman and Chief Executive Officer
Date: January 27, 2010
/s/ R
OY
A. G
UTHRIE
Roy A. Guthrie
Executive Vice President,
Chief Financial Officer and Treasurer