Charles Schwab 2010 Annual Report Download - page 124

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THE CHARLES SCHWAB CORPORATION
Supplemental Financial Data for Charles Schwab Bank (Unaudited)
(Dollars in Millions)
N/M Not meaningful.
At December 31, 2010 the Company had three certificates of deposit of $100,000 or more, in the amounts of $148,000, $140,000, and
$101,503, with contractual maturities of three months or less, six months through twelve months, and over twelve months,
respectively.
F-8
5. Summary of Credit Loss on Banking Loans Experience
December 31, 2010 2009 2008 2007 2006
Avera
g
e loans
$7,983 $ 6,668 $ 4,831
$2,786
$2,162
Allowance to year end loans
.6
0
%
.61%
.33%
.2
0
%
.17%
Allowance to non
p
erformin
g
loans
104%
132%
235%
173%
N/M
Nonperforming assets to average loans and real estate
owned
.68%
.51%
.18%
.14%
.03%
6. Deposits from Banking Clients
2010 2009 2008
Amount Rate Amount Rate Amount Rate
Anal
y
sis of avera
g
e dail
y
de
p
osits:
Certificates of de
p
osit of $100,000 or more
$
—
—
$
—
—
$
—
—
Mone
y
market and other savin
g
s de
p
osits
44,858
0.23% 31,250
0.34%
19,203
0.54%
Total de
p
osits
$44,858
$31,250
$ 19,203
7. Ratios
December 31, 2010 2009 2008
Return on avera
g
e stockholder’s e
q
uit
y
14.22%
21.95%
40.36%
Return on avera
g
e total assets
1.07%
1.05%
1.76%
Avera
g
e stockholder’s e
q
uit
y
as a
p
ercenta
g
e of avera
g
e total assets
7.54%
4.76%
4.35%