Assurant 2011 Annual Report Download - page 8

Download and view the complete annual report

Please find page 8 of the 2011 Assurant annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 144

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104
  • 105
  • 106
  • 107
  • 108
  • 109
  • 110
  • 111
  • 112
  • 113
  • 114
  • 115
  • 116
  • 117
  • 118
  • 119
  • 120
  • 121
  • 122
  • 123
  • 124
  • 125
  • 126
  • 127
  • 128
  • 129
  • 130
  • 131
  • 132
  • 133
  • 134
  • 135
  • 136
  • 137
  • 138
  • 139
  • 140
  • 141
  • 142
  • 143
  • 144

Table of Contents
PARTI
3
ITEM1
Business ....................................................................................................................................................................................................................................................................................................................................... 3
ITEM1A
Risk Factors .................................................................................................................................................................................................................................................................................................................... 13
ITEM1B
Unresolved Sta Comments ......................................................................................................................................................................................................................................................... 24
ITEM2
Properties ............................................................................................................................................................................................................................................................................................................................ 24
ITEM3
Legal Proceedings ............................................................................................................................................................................................................................................................................................... 25
ITEM4
Mine Safety Disclosures ........................................................................................................................................................................................................................................................................ 25
PARTII
26
ITEM5
Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases
ofEquity Securities ......................................................................................................................................................................................................................................................................................... 26
ITEM6
Selected Financial Data .......................................................................................................................................................................................................................................................................... 28
ITEM7
Management’s Discussion and Analysis ofFinancial Condition and Results of Operations ....................... 29
ITEM7A
Quantitative and Qualitative Disclosures AboutMarket Risk ................................................................................................................................ 57
ITEM8
Financial Statements and Supplementary Data ..................................................................................................................................................................................... 61
ITEM9
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure .................... 61
ITEM9A
Controls and Procedures ...................................................................................................................................................................................................................................................................... 62
ITEM9B
Other Information ........................................................................................................................................................................................................................................................................................... 62
PARTIII
63
ITEM10
Directors, Executive O cers and Corporate Governance ................................................................................................................................................ 63
ITEM11
Executive Compensation ..................................................................................................................................................................................................................................................................... 63
ITEM12
Security Ownership of Certain Bene cial Owners and Management and Related Stockholder
Matters ..................................................................................................................................................................................................................................................................................................................................... 63
ITEM13
Certain Relationships and Related Transactions, and Director Independence ........................................................................ 64
ITEM14
Principal Accounting Fees andServices ................................................................................................................................................................................................................. 64
PARTIV
65
ITEM15
Exhibits and Financial Statement Schedules ................................................................................................................................................................................................ 65
SIGNATURES
......................................................................................................................................................................................................................................................................................................................................................... 68