Ally Bank 2014 Annual Report Download - page 42

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Table of Contents
Management's Discussion and Analysis
Ally Financial Inc. • Form 10-K
30
Primary Lines of Business
Dealer Financial Services, which includes our Automotive Finance and Insurance operations, and Mortgage are our primary lines of
business. The following table summarizes the operating results excluding discontinued operations of each line of business. Operating results
for each of the lines of business are more fully described in the MD&A sections that follow.
Year ended December 31, ($ in millions) 2014 2013 2012
Favorable/
(unfavorable)
2014-2013
% change
Favorable/
(unfavorable)
2013-2012
% change
Total net revenue (loss)
Dealer Financial Services
Automotive Finance operations $ 3,585 $ 3,427 $ 3,149 59
Insurance operations 1,185 1,253 1,214 (5) 3
Mortgage operations 60 76 1,308 (21) (94)
Corporate and Other (179) (493) (1,206) 64 59
Total $ 4,651 $ 4,263 $ 4,465 9(5)
Income (loss) from continuing operations before income tax
expense (benefit)
Dealer Financial Services
Automotive Finance operations $ 1,525 $ 1,271 $ 1,389 20 (8)
Insurance operations 197 254 160 (22) 59
Mortgage operations 62 (258) 595 124 (143)
Corporate and Other (538) (910) (1,630) 41 44
Total $ 1,246 $ 357 $ 514 n/m (31)
n/m = not meaningful