Ally Bank 2014 Annual Report Download - page 165
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Table of Contents
Notes to Consolidated Financial Statements
Ally Financial Inc. • Form 10-K
153
Condensed Consolidating Balance Sheet
December 31, 2014 ($ in millions) Parent (a) Guarantors Nonguarantors (a)
Consolidating
adjustments
Ally
consolidated
Assets
Cash and cash equivalents
Noninterest-bearing $ 986 $ — $ 362 $ — $ 1,348
Interest-bearing 1,300 — 2,928 — 4,228
Interest-bearing — intercompany — — 615 (615) —
Total cash and cash equivalents 2,286 — 3,905 (615) 5,576
Investment securities — — 16,137 — 16,137
Loans held-for-sale, net 3 — 2,000 — 2,003
Finance receivables and loans, net
Finance receivables and loans, net 4,225 — 95,723 — 99,948
Intercompany loans to
Bank subsidiary 625 — — (625) —
Nonbank subsidiaries 3,500 — 1,770 (5,270) —
Allowance for loan losses (102) — (875) — (977)
Total finance receivables and loans, net 8,248 — 96,618 (5,895) 98,971
Investment in operating leases, net — — 19,510 — 19,510
Intercompany receivables from
Bank subsidiary 219 — — (219) —
Nonbank subsidiaries 267 — 393 (660) —
Investment in subsidiaries
Bank subsidiary 15,967 15,967 — (31,934) —
Nonbank subsidiaries 11,559 12 — (11,571) —
Premiums receivable and other insurance assets — — 1,717 (22) 1,695
Other assets 4,889 — 4,879 (2,466) 7,302
Assets of operations held-for-sale 634 — — — 634
Total assets $ 44,072 $ 15,979 $ 145,159 $ (53,382) $ 151,828
Liabilities
Deposit liabilities
Noninterest-bearing $—$—$ 64$ —$64
Interest-bearing 319 — 57,839 — 58,158
Total deposit liabilities 319 — 57,903 — 58,222
Short-term borrowings 3,338 — 3,724 — 7,062
Long-term debt 21,199 — 45,359 — 66,558
Intercompany debt to
Nonbank subsidiaries 2,385 — 4,125 (6,510) —
Intercompany payables to
Bank subsidiary 94 — — (94) —
Nonbank subsidiaries 454 — 354 (808) —
Interest payable 316 — 161 — 477
Unearned insurance premiums and service revenue — — 2,375 — 2,375
Accrued expenses and other liabilities 568 82 3,551 (2,466) 1,735
Total liabilities 28,673 82 117,552 (9,878) 136,429
Total equity 15,399 15,897 27,607 (43,504) 15,399
Total liabilities and equity $ 44,072 $ 15,979 $ 145,159 $ (53,382) $ 151,828
(a) Amounts presented are based upon the legal transfer of the underlying assets to VIEs in order to reflect legal ownership.