Visa 2013 Annual Report Download - page 12

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the loss of organizational effectiveness or key employees;
the failure to integrate acquisitions successfully or to effectively develop new products and
businesses;
natural disasters, terrorist attacks, military or political conflicts, and public health emergencies;
and
various other factors discussed throughout this report, including but not limited to, Item 1—Business,
Item1A—Risk Factors and Item 7—Management’s Discussion and Analysis of Financial Condition and
Results of Operations. You should not place undue reliance on such statements. Except as required by
law, we do not intend to update or revise any forward-looking statements as a result of new
information, future developments or otherwise.
4