Visa 2012 Annual Report Download - page 4

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Table of Contents
TABLE OF CONTENTS
Unless the context requires otherwise, reference to “Company,” “Visa,” “we,” “us” or “our” refers to Visa Inc. and its
subsidiaries.
The registered trademarks of Visa Inc. and its subsidiaries include, but are not limited to: "3-D Secure;" “Bands Design - Blue,
White & Gold;” "CyberSource;" “Dove Design;" "Fundamo;" “Interlink;” “Plus;” "PlaySpan;" "V Pay Design;" "V Distribution Design;"
“Verified by Visa;” “Visa;” "Visa Buxx;" “Visa Classic;” “Visa Electron;” “Visa Infinite;” "Visa Intellilink;" "Visa Online;" “Visa Platinum;”
“Visa ReadyLink;” "Visa PassFirst;" "Visa payWave;" "Visa Select;" “Visa Signature;” "Visa SimplyOne;" "Visa TravelMoney;" “Visa
Vale;
” “VisaNet;” and “Winged V Design." Other trademarks used in this report are the property of their respective owners.
2
Page
PART I
Item 1 Business
4
Item 1A Risk Factors
Item 1B Unresolved Staff Comments
Item 2 Properties
Item 3 Legal Proceedings
Item 4 Mine Safety Disclosures
PART II
Item 5 Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity
Securities
Item 6 Selected Financial Data
Item 7 Management’s Discussion and Analysis of Financial Condition and Results of Operations
Item 7A Quantitative and Qualitative Disclosures About Market Risk
Item 8 Financial Statements and Supplementary Data
Item 9 Changes in and Disagreements with Accountants on Accounting and Financial Disclosures
113
Item 9A Controls and Procedures
113
Item 9B Other Information
113
PART III
Item 10 Directors, Executive Officers and Corporate Governance
114
Item 11 Executive Compensation
114
Item 12 Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters
114
Item 13 Certain Relationships and Related Transactions, and Director Independence
114
Item 14 Principal Accountant Fees and Services
114
PART IV
Item 15 Exhibits and Financial Statement Schedules
116