Huntington National Bank 2006 Annual Report Download - page 25

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MANAGEMENT’S DISCUSSION AND ANALYSIS HUNTINGTON BANCSHARES INCORPORATED
Interest Income/Expense Average Rate(2)
2006 2005 2004 2003 2002 2006 2005 2004 2003 2002
$ 3.2 $ 1.1 $ 0.7 $ 0.6 $ 0.8 6.00% 2.16% 1.05% 1.53% 2.38%
3.8 8.5 4.4 0.6 0.3 4.19 4.08 4.15 4.02 4.11
16.1 6.0 5.5 1.6 1.1 5.00 2.27 1.73 1.80 1.56
16.8 17.9 13.0 30.0 20.5 6.10 5.64 5.35 5.32 6.35
229.4 158.7 171.7 159.6 173.0 5.47 4.31 3.88 4.52 6.05
38.5 31.9 28.8 23.5 10.1 6.75 6.71 6.98 7.04 7.47
267.9 190.6 200.5 183.1 183.1 5.62 4.58 4.14 4.73 6.12
406.0 279.0 196.5 223.5 264.5 7.38 5.79 4.41 4.82 5.50
100.5 107.8 64.2 51.3 52.6 8.08 6.43 4.52 4.21 4.57
201.7 113.2 88.0 89.4 96.2 7.46 5.93 4.58 4.97 5.76
302.2 221.0 152.2 140.7 148.8 7.65 6.16 4.55 4.66 5.27
173.9 137.5 110.3 105.6 110.6 7.20 6.18 5.50 5.91 6.73
882.1 637.5 459.0 469.8 523.9 7.43 6.00 4.68 5.00 5.65
135.1 133.3 165.1 242.1 237.9 6.57 6.52 7.22 7.43 8.67
102.9 119.6 109.6 72.8 23.2 5.07 4.94 5.00 5.12 5.14
238.0 252.9 274.7 314.9 261.1 5.82 5.66 6.14 6.73 8.17
369.7 288.6 208.6 166.4 166.2 7.44 6.07 4.92 4.89 5.59
249.1 212.9 163.0 112.2 91.4 5.44 5.22 5.07 5.40 6.35
39.8 39.2 29.5 36.4 50.0 9.07 10.23 7.51 8.55 9.35
896.6 793.6 675.8 629.9 568.7 6.37 5.80 5.48 5.95 6.98
1,778.7 1,431.1 1,134.8 1,099.7 1,092.6 6.86 5.89 5.13 5.50 6.27
2,086.5 1,655.2 1,358.9 1,315.6 1,298.4 6.63 5.65 4.89 5.35 6.23
————— —————
212.4 135.5 74.1 73.0 88.9 2.74 1.77 1.03 1.18 1.71
50.2 42.9 44.1 67.7 80.2 1.68 1.36 1.28 1.96 2.24
214.8 118.7 90.4 114.3 187.0 4.25 3.56 3.36 3.67 4.48
477.4 297.1 208.6 255.0 356.1 3.02 2.10 1.56 2.00 2.76
55.6 30.8 11.3 4.6 7.4 4.99 3.39 1.90 1.17 2.50
169.1 109.4 33.1 24.1 17.3 5.22 3.51 1.80 1.70 2.36
15.1 9.6 4.1 4.6 4.9 2.93 2.10 0.82 0.92 1.47
717.2 446.9 257.1 288.3 385.7 3.47 2.40 1.58 1.91 2.69
72.2 34.3 13.0 15.7 29.0 4.01 2.49 0.93 0.98 1.56
60.0 34.7 33.3 24.4 5.6 4.38 3.13 2.62 1.94 2.00
201.9 163.5 132.5 128.5 123.3 5.65 4.02 2.46 2.82 3.70
1,051.3 679.4 435.9 456.9 543.6 3.84 2.70 1.79 2.03 2.75
$ 1,035.2 $ 975.8 $ 923.0 $ 858.7 $ 754.8
2.79 2.95 3.10 3.32 3.48
0.50 0.38 0.23 0.17 0.14
3.29% 3.33% 3.33% 3.49% 3.62%
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