HR Block 2012 Annual Report Download - page 13

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2012 FORM 10-K AND ANNUAL REPORT
TABLE OF CONTENTS
Introduction and Forward-Looking Statements 1
PART I
Item 1. Business 1
Item 1A. Risk Factors 8
Item 1B. Unresolved Staff Comments 15
Item 2. Properties 15
Item 3. Legal Proceedings 15
Item 4. Mine Safety Disclosures 15
PART II
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters
and Issuer Purchases of Equity Securities 15
Item 6. Selected Financial Data 17
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 17
Item 7A. Quantitative and Qualitative Disclosures About Market Risk 33
Item 8. Financial Statements and Supplementary Data 35
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 85
Item 9A. Controls and Procedures 85
Item 9B. Other Information 86
PART III
Item 10. Directors, Executive Officers and Corporate Governance 86
Item 11. Executive Compensation 87
Item 12. Security Ownership of Certain Beneficial Owners and Management
and Related Stockholder Matters 87
Item 13. Certain Relationships and Related Transactions, and Director Independence 88
Item 14. Principal Accountant Fees and Services 88
PART IV
Item 15. Exhibits and Financial Statement Schedules 88
Signatures 89
Exhibit Index 90