Visa 2012 Annual Report Download - page 39

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Table of Contents
The table below provides the number of transactions processed by our VisaNet system, and billable transactions processed by
CyberSource's network during the fiscal periods presented.
37
U.S.
Rest of World
Visa Inc.
12 months
ended
June 30,
2012 (2)
12 months
ended
June 30,
2011 (2)
%
Change
12 months
ended
June 30,
2012 (2)
12 months
ended
June 30,
2011 (2)
%
Change
12 months
ended
June 30,
2012 (2)
12 months
ended
June 30,
2011 (2)
%
Change
(in billions, except percentages)
Nominal Payments
Volume
Consumer credit
$
710
$
641
11
%
$
1,370
$
1,188
15
%
$
2,081
$
1,829
14
%
Consumer debit
(3)
1,045
1,037
1
%
333
265
26
%
1,378
1,302
6
%
Commercial and other
(3)
311
282
10
%
130
116
12
%
440
398
11
%
Total Nominal Payments
Volume
$
2,066
$
1,961
5
%
$
1,833
$
1,569
17
%
$
3,899
$
3,530
10
%
Cash volume
430
404
7
%
1,921
1,704
13
%
2,351
2,108
12
%
Total Nominal Volume
(4)
$
2,496
$
2,364
6
%
$
3,753
$
3,273
15
%
$
6,250
$
5,638
11
%
U.S.
Rest of World
Visa Inc.
12 months
ended
June 30,
2011 (2)
12 months
ended
June 30,
2010 (2)
%
Change
12 months
ended
June 30,
2011 (2)
12 months
ended
June 30,
2010 (2)
%
Change
12 months
ended
June 30,
2011 (2)
12 months
ended
June 30,
2010 (2)
%
Change
(in billions, except percentages)
Nominal Payments
Volume
Consumer credit
$
641
$
599
7
%
$
1,188
$
987
20
%
$
1,829
$
1,586
15
%
Consumer debit
(3)
1,037
909
14
%
265
197
34
%
1,302
1,107
18
%
Commercial and other
(3)
282
243
16
%
116
100
15
%
398
344
16
%
Total Nominal Payments
Volume
$
1,961
$
1,752
12
%
$
1,569
$
1,285
22
%
$
3,530
$
3,037
16
%
Cash volume
404
374
8
%
1,704
1,411
21
%
2,108
1,785
18
%
Total Nominal Volume
(4)
$
2,364
$
2,125
11
%
$
3,273
$
2,696
21
%
$
5,638
$
4,821
17
%
(1)
Figures in the table may not recalculate exactly due to rounding. Percentage changes are calculated based on whole numbers,
not the rounded numbers presented.
(2)
Service revenues in a given quarter are assessed based on payments volume in the prior quarter. Therefore, service revenues
reported for the twelve months ended September 30, 2012, 2011 and 2010, were based on payments volume reported by our
financial institution clients for the twelve months ended June 30, 2012, 2011 and 2010, respectively.
(3)
Includes prepaid volume.
(4)
Total nominal volume is the sum of total nominal payments volume and cash volume. Total nominal payments volume is the
total monetary value of transactions for goods and services that are purchased. Cash volume generally consists of cash access
transactions, balance access transactions, balance transfers and convenience checks. Total nominal volume is provided by our
financial institution clients, subject to verification by Visa. From time to time, previously submitted volume information may be
updated. Prior year volume information presented in these tables has not been updated, as subsequent adjustments were not
material.