Unum 2014 Annual Report Download - page 8

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6 UNUM • 2014 ANNUAL REPORT
Aligned With
Growing Needs
Our benefits make a significant difference to people when
they face the unexpected challenges of life. In 2014, we
paid $6.7 billion to individuals and families as nancial
protection against the impact of injury, illness or death.
While hundreds of thousands of people received our
support last year, there were millions more without
adequate financial protection. Two-thirds of employees
in the U.S. and nearly nine in 10 workers in the U.K. lack
easy access to benefits that can preserve their financial
stability if they are unable to work.
With governments in both countries short on resources
and solutions to close financial gaps, the responsibility for
building a personal financial safety net lands squarely on
individuals. And for the vast majority of us, the workplace
is the best place to be educated about the risks and get
access to affordable coverage.
The need is quite clear. In the U.S., one in four of today’s
20-year-olds will be unable to work due to injury or illness
before they retire.
Employer-sponsored benefits play a major role in addressing
the growing need for financial protection for families and
individuals. We’re in a strong position to expand a market
with clear potential and to help ensure financial security
for today’s diverse workforce.
The true opportunity
lies in helping people
plan for unforeseen
circumstances rather than
hoping against them.