US Bank 2014 Annual Report Download - page 33

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TABLE 6 LOAN PORTFOLIO DISTRIBUTION
2014 2013 2012 2011 2010
At December 31 (Dollars in Millions) Amount
Percent
of Total Amount
Percent
of Total Amount
Percent
of Total Amount
Percent
of Total Amount
Percent
of Total
Commercial
Commercial ................ $ 74,996 30.2% $ 64,762 27.5% $ 60,742 27.2% $ 50,734 24.2% $ 42,272 21.5%
Lease financing ............ 5,381 2.2 5,271 2.3 5,481 2.5 5,914 2.8 6,126 3.1
Total commercial ........ 80,377 32.4 70,033 29.8 66,223 29.7 56,648 27.0 48,398 24.6
CommercialRealEstate
Commercial mortgages .... 33,360 13.5 32,183 13.7 31,005 13.9 29,664 14.1 27,254 13.8
Construction and
development ............. 9,435 3.8 7,702 3.3 5,948 2.6 6,187 3.0 7,441 3.8
Total commercial real
estate ................. 42,795 17.3 39,885 17.0 36,953 16.5 35,851 17.1 34,695 17.6
Residential Mortgages
Residential mortgages ..... 38,598 15.6 37,545 15.9 32,648 14.6 28,669 13.7 24,315 12.3
Home equity loans, first
liens ..................... 13,021 5.2 13,611 5.8 11,370 5.1 8,413 4.0 6,417 3.3
Total residential
mortgages ............ 51,619 20.8 51,156 21.7 44,018 19.7 37,082 17.7 30,732 15.6
Credit Card ................. 18,515 7.5 18,021 7.7 17,115 7.7 17,360 8.3 16,803 8.5
Other Retail
Retail leasing .............. 5,871 2.4 5,929 2.5 5,419 2.4 5,118 2.4 4,569 2.3
Home equity and second
mortgages ............... 15,916 6.4 15,442 6.6 16,726 7.5 18,131 8.6 18,940 9.6
Revolving credit ............ 3,309 1.3 3,276 1.4 3,332 1.5 3,344 1.6 3,472 1.8
Installment ................. 6,242 2.5 5,709 2.4 5,463 2.4 5,348 2.6 5,459 2.8
Automobile ................. 14,822 6.0 13,743 5.8 12,593 5.6 11,508 5.5 10,897 5.5
Student..................... 3,104 1.3 3,579 1.5 4,179 1.9 4,658 2.2 5,054 2.5
Total other retail ......... 49,264 19.9 47,678 20.2 47,712 21.3 48,107 22.9 48,391 24.5
Total loans, excluding
covered loans ...... 242,570 97.9 226,773 96.4 212,021 94.9 195,048 93.0 179,019 90.8
Covered Loans ............. 5,281 2.1 8,462 3.6 11,308 5.1 14,787 7.0 18,042 9.2
Total loans ......... $247,851 100.0% $235,235 100.0% $223,329 100.0% $209,835 100.0% $197,061 100.0%
U.S. BANCORP The power of potential
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