MasterCard 2004 Annual Report Download

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MasterCard
Incorporated
Annual฀Report
2004
Expanding฀
Opportunities
Driving฀value฀in
a฀world฀of฀evolving฀
payments

Table of contents

  • Page 1
    Expanding฀ Opportunities Driving฀value฀in a฀world฀of฀evolving฀ payments MasterCard Incorporated Annual฀Report 2004

  • Page 2
    In฀the฀1950s,฀the฀fi฀rst฀credit฀ cards฀ignited฀a฀payments฀revolution.฀ Offering฀a฀profound฀new฀level฀of฀ convenience,฀they฀would฀go฀on฀to฀ transform฀the฀world฀of฀consumer฀and฀ business฀payments,฀with฀increased฀ effi ฀ciency,฀...

  • Page 3
    ....฀For฀fi ฀nancial฀ institutions฀and฀merchants฀alike,฀the฀ question฀is฀how฀to฀make฀the฀most฀ of฀them.฀More฀than฀ever,฀the฀answer฀ is฀clear:฀Partner฀with฀MasterCard.

  • Page 4
    ...its฀customers?฀ Expanding฀opportunities. A฀group฀of฀ banks฀creates฀the฀ Interbank฀Card฀ Association฀(ICA). Financial฀institutions฀ Master฀Charge฀ becomes A฀MasterCard฀ card฀is฀the฀fi ฀rst฀ payment฀card฀ issued฀in฀the฀ People's฀Republic฀

  • Page 5
    ...'s฀fi ฀rst฀ truly฀global฀online฀ ® MasterCard฀launches฀ the฀Priceless ฀campaign. ™ MasterCard฀introduces฀ the฀industry's฀fi ฀rst฀virtual฀ private฀network,฀offering฀ MasterCard฀ integrates฀ with฀Europay International฀ With฀profi ฀table...

  • Page 6
    MasterCard฀Incorporated฀Annual฀Report฀2004 Selected฀Financial฀Data All฀figures฀in฀U.S.฀dollars Years฀Ended฀December฀31฀(in฀thousands฀except฀per-share฀data)฀ 2004฀ 2003฀ 2002 Income฀Statement฀Data Revenue฀ Operating฀Income฀(loss)฀ Net฀...

  • Page 7
    MasterCard฀Incorporated฀Annual฀Report฀2004 Robert฀W.฀Selander President฀and฀Chief฀Executive฀Offi ฀cer I฀am฀pleased฀to฀report฀an฀exceptional฀year฀for฀MasterCard฀in฀2004...use฀MasterCard®-branded฀cards฀at฀more฀than฀24฀million฀locations฀...

  • Page 8
    MasterCard฀Incorporated฀Annual฀Report฀2004 That฀said,฀we...checks. MasterCard฀is฀helping฀customers฀capture฀these฀transactions,฀from฀quick-pay฀solutions... ™ agreement฀that฀will฀bring฀MasterCard฀PayPass ฀to฀McDonald's ,฀simplifying฀and฀enhancing฀the฀...

  • Page 9
    MasterCard฀Incorporated฀Annual฀Report฀2004 Shaping฀Our฀Future In฀the฀ever-changing฀payments฀landscape...president฀of฀our฀Europe฀Region.฀He฀managed฀Europay's฀complex฀integration฀ with฀MasterCard฀and฀consistently฀led฀the฀region฀to฀impressive...

  • Page 10
    MasterCard฀Incorporated฀Annual฀Report฀2004 The฀Opportunity Consumers฀are฀ increasingly฀using฀cards฀ for฀everyday฀needs. The฀Value Capturing฀new฀ transactions฀one฀ quick฀lunch฀at฀a฀time Interest฀in฀chip-based฀cards฀is฀also฀growing,฀with฀...

  • Page 11
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  • Page 13
    MasterCard฀Incorporated฀Annual฀Report฀2004 The฀Opportunity With฀checks฀still฀dominating฀business฀ payments,฀there's฀plenty฀of฀room฀to฀grow. Large฀or฀small,฀every฀ business฀represents฀a฀window฀ of฀opportunity The฀Value ...

  • Page 14
    MasterCard฀Incorporated฀Annual฀Report฀2004 The฀Opportunity Driving฀demand฀across฀borders฀by฀focusing฀on฀what฀ matters...MasterCard฀is฀synonymous฀with฀instant฀buying฀power,฀transaction฀security,฀ and฀acceptance฀at฀more฀than฀24฀million฀locations...

  • Page 15

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  • Page 17
    MasterCard฀Incorporated฀Annual฀Report฀2004 The฀Opportunity Deliver฀increased฀value฀ by฀looking฀at฀technology฀ in฀a฀new฀way. The฀Value Composing฀powerful฀ technology฀solutions฀ for฀our฀customers At฀MasterCard,฀our฀attitude฀toward฀technology฀...

  • Page 18
    The฀Opportunity Where฀cookie-cutter฀ solutions฀abound,฀ success฀means฀breaking฀ out฀of฀the฀mold. Working฀together฀ to฀create฀ outstanding฀ partnerships

  • Page 19
    The฀Value

  • Page 20
    ...฀Global฀Board฀of฀Directors* Baldomero฀ Falcones฀Jaquotot Chairman MasterCard฀International; Chairman฀ Europay฀España,฀S.A. Richard฀D.฀Fairbank Chairman,฀Chief฀Executive฀Officer฀ and฀President Capital฀One฀Financial฀Corporation Michael฀T.฀Pratt Group...

  • Page 21
    ...Glance MasterCard฀International฀Corporate฀and฀Regional฀Offices Global฀Headquarters฀ 2000฀Purchase฀Street Purchase,฀NY฀10577฀U.S.A.฀ Telephone:฀1.914.249.2000฀ Europe฀Regional฀ Headquarters฀ Chaussée฀de฀Tervuren฀198a 1410,฀Waterloo,฀Belgium Telephone...

  • Page 22
    As฀opportunities฀expand,฀our฀ global฀scope฀provides฀customers฀ with฀a฀clear฀advantage.

  • Page 23
    ...฀issued฀233฀million฀MasterCard , ฀฀ Maestro฀ ,฀and฀Cirrus ฀ smart฀cards฀around฀the฀world. ® ® ® In฀2004, ฀ MasterCard฀cards฀are฀accepted฀at฀more฀than฀24฀million฀ locations฀worldwide,฀including฀merchant฀locations,฀ATMs,฀ and฀other...

  • Page 24
    www.mastercard.com ©฀2005 MasterCard฀International฀Incorporated