Discover 2014 Annual Report Download - page 135
Download and view the complete annual report
Please find page 135 of the 2014 Discover annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.-
1 -
2
-
3
-
4
-
5
-
6
-
7
-
8
-
9
-
10
-
11
-
12
-
13
-
14
-
15
-
16
-
17
-
18
-
19
-
20
-
21
-
22
-
23
-
24
-
25
-
26
-
27
-
28
-
29
-
30
-
31
-
32
-
33
-
34
-
35
-
36
-
37
-
38
-
39
-
40
-
41
-
42
-
43
-
44
-
45
-
46
-
47
-
48
-
49
-
50
-
51
-
52
-
53
-
54
-
55
-
56
-
57
-
58
-
59
-
60
-
61
-
62
-
63
-
64
-
65
-
66
-
67
-
68
-
69
-
70
-
71
-
72
-
73
-
74
-
75
-
76
-
77
-
78
-
79
-
80
-
81
-
82
-
83
-
84
-
85
-
86
-
87
-
88
-
89
-
90
-
91
-
92
-
93
-
94
-
95
-
96
-
97
-
98
-
99
-
100
-
101
-
102
-
103
-
104
-
105
-
106
-
107
-
108
-
109
-
110
-
111
-
112
-
113
-
114
-
115
-
116
-
117
-
118
-
119
-
120
-
121
-
122
-
123
-
124
-
125 -
126 -
127 -
128 -
129 -
130 -
131 -
132 -
133 -
134 -
135 -
136 -
137 -
138 -
139 -
140 -
141 -
142 -
143 -
144 -
145 -
146
-
147
-
148
-
149
-
150
-
151
-
152
-
153
-
154
-
155
-
156
-
157
-
158
-
159
-
160
-
161
-
162
-
163
-
164
-
165
-
166
-
167
-
168
-
169
-
170
-
171
-
172
-
173
-
174
-
175
-
176
-
177
-
178
-
179
-
180
-
181
-
182
-
183
-
184
-
185
-
186
-
187
-
188
-
189
-
190
-
191
-
192
-
193
-
194
-
195
-
196
-
197
-
198
-
199
-
200
 |
 |
-121-
A summary of interest-bearing deposit accounts is as follows (dollars in millions):
December 31,
2014 2013
Certificates of deposit in amounts less than $100,000(1) .................................................................................... $21,502 $21,211
Certificates of deposit from amounts of $100,000(1) to less than $250,000(1) ....................................................... 4,481 4,860
Certificates of deposit in amounts of $250,000(1) or greater .............................................................................. 1,153 1,180
Savings deposits, including money market deposit accounts .............................................................................. 18,656 17,515
Total interest-bearing deposits .................................................................................................................... $45,792 $44,766
Average annual interest rate .......................................................................................................................... 1.29%1.57%
(1) $100,000 represents the basic insurance amount previously covered by the FDIC. Effective July 21, 2010, the basic insurance per depositor was permanently
increased to $250,000.
At the end of the current period, certificates of deposit maturing over the next five years, and thereafter were as
follows (dollars in millions):
Year Amount
2015 .................................................................................................................................................................................... $ 12,755
2016 .................................................................................................................................................................................... $5,685
2017 .................................................................................................................................................................................... $3,408
2018 .................................................................................................................................................................................... $2,000
2019 .................................................................................................................................................................................... $1,522
Thereafter .............................................................................................................................................................................. $1,766