Ally Bank 2015 Annual Report Download

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Table of contents

  • Page 1

  • Page 2
    Relentlessly focused on...Customers, Innovation, Value Creation.

  • Page 3
    ... offerings. Jeff Brown, CEO Ally's operational and financial foundation is stronger than ever, and when combined with our innovative and customer-centric culture, we believe we have built an attractive business model that has and continues to deliver results for our shareholders. 2015 Financial...

  • Page 4
    ...,500 dealers • Built Ally Bank's loyal deposit customer base to 1.1 million • Ranked Best Online Bank by MONEY® Magazine for fifth year Innovation • Working with online auto retailers and dealers to offer digital auto financing options • Launched mobile virtual assistant, Ally Assist, for...

  • Page 5
    ...have limited rep and warrant risk. Our auto business will still be at the heart of what we do, and we continue to evaluate additional product and service opportunities. Our approach to product diversification is to deliver offerings that deepen and expand our customer relationships, while also being...

  • Page 6
    ...Book Value per Share ($ per share) GAAP shareholder's equity Preferred equity & goodwill Tangible common equity Tax-effect bond OID (tax rate of 34%) Series G discount Adjusted tangible book value per share FY 2015 $ 27.9 (1.5) 26.4 (1.8) - $ 24.6 FY 2014 $ 32.1 (2.7) 29.4 (1.9) (4.9) $ 22.7 FY 2013...

  • Page 7
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  • Page 24
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  • Page 25
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  • Page 26
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  • Page 27
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  • Page 28
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  • Page 29
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  • Page 30
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  • Page 31
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  • Page 32
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  • Page 49
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  • Page 50
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  • Page 51
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  • Page 52
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  • Page 53
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  • Page 54
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  • Page 55
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  • Page 56
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  • Page 57
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  • Page 58
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  • Page 59
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  • Page 60
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  • Page 61
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  • Page 62
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  • Page 63
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  • Page 64
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  • Page 65
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  • Page 66
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  • Page 67
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  • Page 68
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  • Page 69
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  • Page 70
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  • Page 71
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  • Page 72
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  • Page 73
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  • Page 74
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  • Page 75
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  • Page 76
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  • Page 77
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  • Page 78
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  • Page 79
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  • Page 80
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  • Page 81
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  • Page 82
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  • Page 83
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  • Page 84
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  • Page 85
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  • Page 86
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  • Page 87
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  • Page 88
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  • Page 89
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  • Page 91
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  • Page 92
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  • Page 94
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  • Page 97
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  • Page 98
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  • Page 106
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  • Page 137
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  • Page 138
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    4JHOBUVSFT "MMZ'JOBODJBM*ODd'PSN, 4'3"/,-*/8)0##4 'SBOLMJO8)PCCT "MMZ$IBJSNBO 4,&//&5)+#"$0/ ,FOOFUI+#BDPO %JSFDUPS 430#&355#-",&-: 3PCFSU5#MBLFMZ %JSFDUPS 4."63&&/"#3&",*30/&7"/4 .BVSFFO"#SFBLJSPO&WBOT %JSFDUPS 4+&''3&:+#308/ +FGGSFZ+#...

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    ... Dan Soto Chief Compliance Officer Alison Summerville Business Administration Executive Douglas Timmerman President, Insurance Company Information Headquarters Ally Financial Inc. P.O. Box 200 Detroit, MI 48265-2000 www.ally.com Corporate Centers: Charlotte, NC New York, NY Investor Relations...

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    ©Ally Financial Inc. All rights reserved. Ally Bank Member FDIC 3/16