Huntington National Bank 2007 Annual Report Download - page 54

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Table 27 — Deposit Composition
(in millions of dollars) 2007 2006 2005 2004 2003
At December 31,
By Type
Demand deposits — non-interest bearing $ 5,372 14.2% $ 3,616 14.4% $ 3,390 15.1% $ 3,392 16.3% $ 2,987 16.2%
Demand deposits — interest bearing 4,049 10.7 2,389 9.5 2,016 9.0 2,087 10.0 2,027 11.0
Money market deposits 6,643 17.6 5,362 21.4 5,364 23.9 5,699 27.4 4,384 23.7
Savings and other domestic time deposits 4,774 12.6 2,986 11.9 3,094 13.8 3,503 16.9 3,591 19.4
Core certificates of deposit 10,736 28.4 5,365 21.4 3,988 17.8 2,755 13.3 2,731 14.8
Total core deposits 31,574 83.5 19,718 78.6 17,852 79.6 17,436 83.9 15,720 85.1
Other domestic time deposits of $100,000 or more 2,065 5.5 1,192 4.8 887 4.0 794 3.8 520 2.8
Brokered deposits and negotiable CDs 3,377 8.9 3,346 13.4 3,200 14.3 2,097 10.1 1,772 9.6
Deposits in foreign offices 727 2.1 792 3.2 471 2.1 441 2.2 475 2.5
Total deposits $37,743 100.0% $25,048 100.0% $22,410 100.0% $20,768 100.0% $18,487 100.0%
Total core deposits:
Commercial $ 9,018 28.6% $ 6,063 30.7% $ 5,352 30.0% $ 5,294 30.4% $ 4,255 27.1%
Personal 22,556 71.4 13,655 69.3 12,500 70.0 12,142 69.6 11,465 72.9
Total core deposits $31,574 100.0% $19,718 100.0% $17,852 100.0% $17,436 100.0% $15,720 100.0%
By Business Segment
(1)
Regional Banking:
Central Ohio $ 6,332 16.8% $ 5,013 20.0%
Northwest Ohio 2,838 7.5 1,044 4.2
Greater Cleveland 3,195 8.5 1,995 8.0
Greater Akron/Canton 2,637 7.0 1,895 7.6
Southern Ohio/Kentucky 2,629 7.0 2,276 9.1
Mahoning Valley 1,551 4.1 ——
Ohio Valley 1,289 3.4 ——
West Michigan 2,920 7.7 2,757 11.0
East Michigan 2,442 6.5 2,418 9.7
Western Pennsylvania 1,643 4.4 ——
Pittsburgh 948 2.5 ——
Central Indiana 1,896 5.0 819 3.3
West Virginia 1,590 4.2 1,516 6.1
Other Regional 772 2.0 495 2.0
Regional Banking 32,682 86.6 20,228 81.0
Dealer Sales 58 0.2 59 0.2
Private Financial and Capital Markets Group 1,626 4.3 1,168 4.7
Treasury/Other
(2)
3,377 8.9 3,593 14.1
Total deposits $37,743 100.0% $25,048 100.0%
(1) Prior period amounts have been reclassified to conform to the current period business segment structure.
(2) Comprised largely of national market deposits.
52
MANAGEMENT’S DISCUSSION AND ANALYSIS HUNTINGTON BANCSHARES INCORPORATED