Health Net 2003 Annual Report Download - page 2

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HEALTH NET, INC.
INDEX TO FORM 10-K
Page
PART I.
Item 1—Business .............................................................................. 1
General .................................................................................. 1
Segment Information ....................................................................... 2
Provider Relationships and Responsibilities ..................................................... 8
Additional Information Concerning Our Business ................................................ 9
Government Regulation ..................................................................... 11
ServiceMarks ............................................................................ 14
Employees ............................................................................... 14
Other Company Information and Recent and Other Developments ................................... 15
Risk Factors .............................................................................. 19
Item 2—Properties ............................................................................. 27
Item 3—Legal Proceedings ...................................................................... 28
Item 4—Submission of Matters to a Vote of Security Holders ........................................... 33
PART II.
Item 5—Market For Registrant’s Common Equity and Related Stockholder Matters ......................... 33
Item 6—Selected Financial Data .................................................................. 34
Item 7—Management’s Discussion and Analysis of Financial Condition and Results of Operations ............. 35
Item 7A—Quantitative and Qualitative Disclosures About Market Risk ................................... 60
Item 8—Financial Statements and Supplementary Data ................................................ 61
Item 9—Changes in and Disagreements with Accountants on Accounting and Financial Disclosure ............. 61
Item 9A—Controls and Procedures ................................................................ 61
PART III.
Item 10—Directors and Executive Officers of the Registrant ............................................ 62
Item 11—Executive Compensation ................................................................ 63
Item 12—Security Ownership of Certain Beneficial Owners and Management .............................. 63
Item 13—Certain Relationship and Related Transactions ............................................... 65
Item 14—Principal Accountant Fees and Services .................................................... 65
PART IV.
Item 15—Exhibits, Financial Statement Schedules, and Reports on Form 8-K .............................. 65
SIGNATURES ............................................................................... 71
Index to Consolidated Financial Statements ......................................................... F-1
IndependentAuditors’Report .................................................................... F-2
Supplemental Schedules ........................................................................ F-46
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