Comerica 2007 Annual Report Download - page 4

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2007 Achievements
· Average Middle Market loans grew 5 percent in 2007 to
$16.2 billion, led by growth of 7 percent in the Texas market
and 11 percent in the Western market
· Average Specialty Business loans grew 17 percent in 2007 to
$4.8 billion (excludes Financial Services Division loans), with
Energy Lending and Technology and Life Sciences contributing
to much of the growth
· Obtained the MasterCard Performance Excellence Award for
Comerica’s success in the commercial card — public sector
· Introduced a suite of trade cycle financing products for commercial
customers engaged in cross-border business
· Named by the U.S. Department of the Treasury as financial agent for
a debit card services program aimed at Social Security recipients
Competitive Advantages
· Expertise in forming strong relationships with corporate clients
· Solid partnership with Retail Bank and Wealth & Institutional
Management
· Experienced and seasoned staff
· Rigorous credit training program
· Recognized as a clear cash management leader, as demonstrated
by 16 A+ grades (the most of any banks measured) and six A
grades in the Phoenix-Hecht 2007 Middle Market Monitor, and the
Nilson Report’s ranking of Comerica as the largest issuer of prepaid
commercial cards
The Business Bank
The Retail Bank
Wealth & Institutional Management
The Business Bank
Comerica’s
Business
Bank provides
companies with an
array of credit and
non-credit financial
products and
services.
Comerica’s
three business
segments provide
Great Opportunities
for customers
At A Glance
Total Revenue
15%
29%
56%
Average Deposits
45%
7%
48%
Average Loans
8% 12%
80%
COMERICA INCORPORATED 2007 ANNUAL REPORT
PAGE 2