Charles Schwab 2007 Annual Report Download - page 31

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identied by words such as “believe,” “anticipate,” “expect,” “intend,” “plan,” “will,” “may,” “estimate,” “aim,” “target,” and other similar expressions. In addi
These forward-looking statements, which reect management’s beliefs, objectives, and expectations as of the date hereof, are necessarily estimates
based on the best judgment of the company’s senior management. These statements relate to, among other things, the company’s ability to grow revenues,
margins, and net new client assets (see “Letter from the Chief Executive Ofcer,” “Operations Overview,” and “Letter from the Chief Financial Ofcer”), and
the company’s ability to limit expenses, grow earnings, achieve earnings per share growth and return on equity expectations, and return excess capital to
its stockholders (See “Letter from the Chief Financial Ofcer”). Achievement of the expressed beliefs, objectives, and expectations described in these
Report to Stockholders. See “Forward-Looking Statements” in Management’s Discussion and Analysis of Financial Condition and Results of Operations