Visa 2009 Annual Report Download - page 37

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Table of Contents
This table sets forth nominal product payments volumes for the periods presented in nominal dollars(1):
U.S.A. Rest of World Visa Inc.
12 months
ended
June 30,
2009(4)
12 months
ended
June 30,
2008(4)
%
Change
12 months
ended
June 30,
2009(4)
12 months
ended
June 30,
2008(4)
%
Change
12 months
ended
June 30,
2009(4)
12 months
ended
June 30,
2008(4)
%
Change
(in billions, except percentages)
Nominal Payments Volume
Consumer credit $ 613 $ 661 (7)% $ 811 $ 802 1% $ 1,424 $ 1,463 (3)%
Consumer debit(2) 787 733 7% 148 133 11% 935 866 8%
Commercial and other 221 217 2% 99 108 (8)% 320 325 (1)%
Total Nominal Payments Volume $ 1,621 $ 1,611 1% $ 1,058 $ 1,043 2% $ 2,679 $ 2,654 1%
Cash volume 380 406 (6)% 1,189 1,127 5% 1,569 1,533 2%
Total Nominal Volume(3) $ 2,001 $ 2,017 (1)% $ 2,248 $ 2,170 4% $ 4,248 $ 4,187 1%
(1) Figures may not sum due to rounding. Percentage change calculated based on whole numbers, not rounded numbers.
(2) Includes prepaid volume.
(3) Total nominal volume is the sum of total nominal payments volume and cash volume. Total nominal payments volume is the total monetary value of
transactions for goods and services that are purchased. Cash volume generally consists of cash access transactions, balances access transactions, balance
transfers and convenience checks. Total nominal volume is provided by our financial institution customers, subject to verification by Visa. From time to
time, previously submitted volume information may be updated. Prior year volume information presented in these tables has not been updated, as
subsequent adjustments were not material.
(4) Service revenues in a given quarter is assessed based on payments volume in the prior quarter. Therefore, service revenues reported with respect to the
twelve months ended September 30, 2009 and September 30, 2008 were based on payments volume reported by our financial institution customers for
the twelve months ended June 30, 2009 and June 30, 2008, respectively.
This table sets forth transaction volumes processed by our VisaNet system during the following fiscal periods:
2009 2008 % Change
(in millions)
Total transactions 39,885 36,956 8%
36