Comerica 2009 Annual Report Download - page 70
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Please find page 70 of the 2009 Comerica annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.-
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services and wealth management, may be less successful or may be different than anticipated, which
could adversely affect the Corporation’s business;
• utilization of technology to efficiently and effectively develop, market and deliver new products and
services;
• operational difficulties or information security problems could adversely affect the Corporation’s
business and operations;
• changes in the financial markets, including fluctuations in interest rates and their impact on deposit
pricing, could adversely affect the Corporation’s net interest income and balance sheet;
• competitive product and pricing pressures among financial institutions within the Corporation’s markets
may change;
• customer borrowing, repayment, investment and deposit practices generally may be different than
anticipated;
• management’s ability to maintain and expand customer relationships may differ from expectations;
• management’s ability to retain key officers and employees may change;
• legal and regulatory proceedings and related matters with respect to the financial services industry,
including those directly involving the Corporation and its subsidiaries, could adversely affect the
Corporation or the financial services industry in general;
• changes in regulation or oversight may have a material adverse affect on the Corporation’s operations;
• methods of reducing risk exposures might not be effective;
• terrorist activities or other hostilities may adversely affect the general economy, financial and capital
markets, specific industries, and the Corporation; and
• natural disasters, including, but not limited to, hurricanes, tornadoes, earthquakes, fires and floods, may
adversely affect the general economy, financial and capital markets, specific industries, and the
Corporation.
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