Cash America 2006 Annual Report Download

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Cash America International, Inc.
2006 Annual Report
Creating accessibility

Table of contents

  • Page 1
    Creating accessibility Cash America International, Inc. 2006 Annual Report

  • Page 2
    ... to as pawn loans, through 487 locations in 22 states under the brand names Cash America Pawn and SuperPawn. The Company also offers short-term cash advances in many of its locations, including 295 locations that offer this service under the brand names Cash America Payday Advance and Cashland...

  • Page 3
    ...in 2006, 2005 and 2004, respectively, held in the Company's Non-qualified Savings Plan. $2.00 $100 $1,400 $2.00 $1,200 $80 $1.50 $1,000 Earnings per share from continuing operations $1.00 Pre-tax income from continuing operations $800 $40 $600 $0.50 $400 $20 Year-end market value of...

  • Page 4

  • Page 5
    Cash America exists to help people gain access to the things that are important in their lives. They are able to get to work. To buy diapers. To pay tuition. To go to the doctor. Reading through this year's annual report, you'll see that the means by which we are providing access to services ...

  • Page 6
    ... and plans for expansion. In 2006, one East Coast fund purchased a private payday lender based in Ohio, and another East Coast fund purchased ACE Cash Express, a public company offering check cashing and payday loan services. The ACE transaction alone was valued at $455 million, demonstrating...

  • Page 7
    ... optimism and anxiety over the specific prospects of Cash America. I had the opportunity to address this particular issue in a keynote speech recently delivered to a gathering of our pawn segment field management team. I told this group of seasoned veterans that I have never been more excited about...

  • Page 8

  • Page 9
    ...tools available in America today is our Composition 40% cash advance product, often referred of net Short-term cash advance revenue to as a payday loan. Cash advances fees are preferred by our customers over 31% Pawn increasingly high bank fees, NSF charges, service charges late fees on credit cards...

  • Page 10

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    Cash America International, Inc. With 720 lending locations offering cash advances, Cash America provides fast and convenient solutions to satisfy our customers' needs for short-term loans. Online access. The needs for cash advances are as varied as the people who use them. Our customers are the ...

  • Page 12

  • Page 13
    ...expand our offerings, giving people access to more and more financial tools. Today, we offer check cashing services in our Cashland, Mr. Payroll and many of our pawn locations, as well as money orders, money transfers, stored value cards, insurance and other products. Not all are available in every...

  • Page 14

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    ... to be in our cash advance locations in late 2007 . Our pioneering management training program ensures that Cash America's core values will extend throughout our organization, wherever we do business. We want every customer and co-worker to have access to the best service in the country. 800...

  • Page 16

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    ... the previously owned merchandise offered for resale by Cash America. The manufacturers of these items do not in any way sponsor or promote Cash America. Pawn loans Cash advances* * Gross cash advances in pawn and cash advance locations (includes amounts extended by third parties). Gross lending...

  • Page 18
    ... Texas 195 Florida 67 Nevada 25 Tennessee 21 Louisiana 20 Arizona 18 Georgia 17 Missouri 16 Illinois 15 Oklahoma 15 Indiana 13 Kentucky 10 North Carolina 10 Alabama 9 Utah 7 Ohio 6 South Carolina 6 Alaska 5 Colorado 5 Washington 5 California 1 Nebraska 1 Total Pawn 487 CASH ADVANCE 181 67 26 22 20...

  • Page 19
    ... Cash Financial Services, Inc., EZCORP, Inc., Dollar Financial Corp., ACE Cash Express, Inc., QC Holdings, Inc., and Advance America, Cash Advance Centers, Inc. Source: SNL Financial LC, Charlottesville, VA $700 $70 10% 15% Total return performance Cash America 2005 Peer Group** Index Value...

  • Page 20
    Financial access

  • Page 21
    ... Executive Vice President Chief Information Officer Other Information Corporate Offices Cash America International Building 1600 West 7th Street Fort Worth, Texas 76102-2599 (817) 335-1100 www.cashamerica.com Direct Stock Purchase/Dividend Reinvestment Plan Mellon Investor Services LLC...