Cash America 2002 Annual Report Download

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CASH AMERICA INTERNATIONAL, INC.
2002 Annual Report
RIGHT ON COURSE

Table of contents

  • Page 1
    CASH AMERICA INTERNATIONAL, INC. 2002 Annual Report R I G H T O N C O U R S E

  • Page 2
    ... operated 468 pawnshops worldwide as of December 31, 2002, consisting of 409 locations in the United States, 48 in the United Kingdom and 11 in Sweden. Cash America also offers short-term cash advances in many of its U.S. and U.K. locations. In addition, the Company provides check cashing services...

  • Page 3
    ... Data ...40 Corporate Information ...Inside Back Cover Lending Locations DOMESTIC Texas Florida Tennessee Louisiana Georgia Missouri Oklahoma Indiana Illinois North Carolina Alabama Kentucky South Carolina Utah Ohio Colorado Kansas Nebraska Total Domestic As of December 31, 2002 2001 2000 1999...

  • Page 4
    ... loans to our customers in 2002. Our core pawn loan product accounted for threequarters of that business with $408 million of loans written in the U.S. and Europe. This volume exceeded prior year levels for the first time in three years. Additionally, demand for our unsecured short-term cash advance...

  • Page 5
    ... to expand our presence in the short-term cash advance market with the same level of professionalism and customer service orientation we brought to the pawn industry. We have already initiated a program to open Cash America branded Payday Advance outlets in the neighborhood strip centers of a few...

  • Page 6
    .... The pawn industry is often poorly portrayed in the media and on screen. Cash America has worked hard to overcome these misperceptions and make customers feel good about using our products and services. 4 while addressing identifiable trends in the value of collateral items. Cash America customers...

  • Page 7
    Friendly, well-lit and professionally merchandised lending locations offer the Cash America customer unmatched value on purchases of items such as jewelry, electronics, musical instruments and tools. 5

  • Page 8
    Cash America lending locations are located in the heart of local neighborhoods to offer convenient access to loans. 6

  • Page 9
    ... the pawn loan, the vast majority of customers do pay off the loan and pick up their merchandise. In the U.S., the Customer service counter for cash advance product. Here's how it works: A customer comes into Cash America, bringing verification of employment (two most recent pay stubs), recent...

  • Page 10
    ... record numbers. We're responding with customerfirst service, attractive lending locations and more options. It's been a good year for our customers, employees and shareholders. In the specialty finance industry, Cash America has developed a unique and successful strategy. When it comes to executing...

  • Page 11
    In each lending location, well-trained and knowledgeable staff can utilize a centralized computer system to offer customers the capital solution to meet their needs. 9

  • Page 12
    ...(3) Omaha Salt Lake City (6) Denver (1) Kansas City (11) Colorado Springs (3) Pueblo Wichita Nashville (5) Memphis (22) Birmingham (4) Dallas/Fort Worth (34) El Paso (11) Midland/ Odessa (7) Abilene Waco (2) Killeen (3) Austin (19) San Antonio (19) Houston (43) Tyler (2) Shreveport (2) Monroe Mobile...

  • Page 13
    ... most knowledgeable in fine jewelry, while serving the needs of those seeking traditional pawn loans. It's apparent that our strategy of customer-based service and a renewed focus on our core strengths travels well. International markets - full steam ahead. As Cash America increases its presence in...