Bank of the West 2013 Annual Report Download

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Headquartered and chartered in San Francisco, California, Bank of the West is a full-service commercial
bank with $66.5 billion in assets and $48.4 billion in deposits as of December 31, 2013. The bank
operates nearly 691 retail, wealth, commercial and corporate banking ofces in 21 states—Arizona,
California, Colorado, Idaho, Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New
Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Texas, Utah, Washington, Wisconsin and
Wyoming. Bank of the West originates commercial, small business and consumer loans and leases,
and offers a wide range of banking, insurance, trust and investment solutions for individuals and
businesses. See www.bankofthewest.com.
Bank of the West is a subsidiary of BancWest Corporation, a bank holding company with assets
of approximately $83.5 billion as of December 31, 2013. BancWest Corporation also owns
First Hawaiian Bank, with $17.1 billion in assets as of December 31, 2013, and 57 branches
in Hawaii, Guam and Saipan. See www.bancwestcorp.com.
BNP Paribas has a presence in 80 countries with nearly 200,000 employees, including more than
150,000 in Europe. It ranks highly in its three core activities: Retail Banking, Investment Solutions
and Corporate & Investment Banking. In Europe, the Group has four domestic markets (Belgium,
France, Italy and Luxembourg) and BNP Paribas Personal Finance is the leader in consumer lending.
BNP Paribas is rolling out its integrated retail banking model across Mediterranean basin countries,
in Turkey, in Eastern Europe and a large network in the western part of the United States. In its
Corporate & Investment Banking and Investment Solutions activities, BNP Paribas also enjoys
top positions in Europe, a strong presence in the Americas and solid and fast-growing businesses
in Asia-Pacic. See www.bnpparibas.com.
CORPORATE ADDRESS
Bank of the West
180 Montgomery Street, San Francisco, CA 94104
Phone: 415.765.4800 www.bankofthewest.com
GENERAL INFORMATION
For news media and for general information:
Lance Berg
Corporate Communications
For financial information about
Bank of the West and BancWest Corporation:
Duke Dayal
Chief Financial Officer [email protected]
REPRESENTATIVE OFFICES
Chicago
Bank of the West
155 North Wacker Drive, 44th Floor, Chicago, IL 60606
New York
Bank of the West
787 7th Avenue, 31st Floor, New York, NY 10019
Tokyo
Bank of the West
Gran Tokyo North Tower, 39th Floor
9-1 Marunouchi, 1 Chome,
Chiyod-Ku
Tokyo 100-6742, Japan
Taipei
Bank of the West
Taipei 101 Tower, Room D, 72F-1, No. 7
Xin Yi Road Section 5, Taipei, Republic of China
Equal Housing Lender. Member FDIC. © 2014 Bank of the West Part # 010-11000
2013 ANNUAL REPORT

Table of contents

  • Page 1
    ... First Hawaiian Bank, with $17.1 billion in assets as of December 31, 2013, and 57 branches in Hawaii, Guam and Saipan. See www.bancwestcorp.com. For financial information about Bank of the West and BancWest Corporation: Duke Dayal Chief Financial Officer [email protected] BNP Paribas has...

  • Page 2
    There is a spirit here that drives us to do more. In 2013, our expertise, world-class products and quality service were essential in delivering on your needs. Exceeding expectations and achieving goals-that's a year well spent. GO WEST.

  • Page 3
    ...our mobile banking services." - Michael Shepherd Chairman and CEO Private Asset Management Magazine Greenwich Excellence Awards FIRST IN SMALL BUSINESS BANKING STUDY Market Probe BEST PRIVATE BANK IN NORTH AMERICA American Banker BEST BANKS IN AMERICA World Finance HIGHEST CLIENT SATISFACTION...

  • Page 4
    ... who look to our bank to keep their deposits safe, to lend responsibly and consistently to help businesses and communities grow, and to provide advice to their families and companies. Total Deposits $44.0 $47.1 $48.4 Michael Shepherd, Chairman and CEO April 23, 2014 2011 2012 2013 $ Billions

  • Page 5
    ... real estate, manufacturing and religious institutions. CBG offers clients the best of both worlds: WEALTH MANAGEMENT Bank of the West's Wealth Management Group offers tailored wealth planning, investment management, trust and estate and retirement services for individuals and families. Our Private...

  • Page 6
    ...for a responsive banking partner led them to Bank of the West in 2011. Our personal approach to client service, competitive rates and flexible loan offerings secured the relationship. Since then, we have provided commercial services, cash management, credit card and merchant services for the company...

  • Page 7
    ... the role. Pacific Rim Group Bilingual relationship managers 180+ Bank of the West knows that there is no substitute for a deep fluency in our client's culture and business needs. We provide the operational support, foreign exchange services, commercial lines of credit and cash management tools...

  • Page 8
    ...-of-the-art waste collection and processing services to municipalities throughout Northern California for nearly 30 years. As an integrated family of...new facility." - Rich Cristina, President, GreenWaste/Zanker/ Zero Waste Energy Development Company 2013 Greenwich Excellence Awards for middle market...

  • Page 9
    ... client service. Growth in assets under management since 2012 37%+ Wealth Management Group Bank of the West has provided business services and cash management tools for Plant Construction Company since 2011. Building on the relationship between Plant Construction and our Commercial Banking Group...

  • Page 10
    ... with RV financing solutions. Our National Finance Group (NFG) provides comprehensive financing for dealers, and our Dealer Financial Services team has committed nearly $50 million to the company's syndicated floor plan facility and corporate card loans. " As we have grown, Bank of the West has...

  • Page 11
    ... Philanthropy Awards. We are proud to partner with Year Up to provide opportunities for youth and to support the organization's mission of closing the opportunity divide. Community Affairs Employee volunteer service hours since 2010 130K Since 2002, Bank of the West has supported under-resourced...

  • Page 12
    ... Saleh Banking Services George Stanfield Regional Banking Group Michael Stead Commercial Banking Group Roger Sturdevant Commercial Banking Group John Thomason Corporate Real Estate Ann Von Germeten Chief Marketing Officer Dan Wilson Commercial Banking Group Gina Wolley Regional Banking Group "2013...

  • Page 13
    ... MAURA MARKUS President and Chief Operating Officer THIBAULT FULCONIS Vice Chairman, Commercial Banking and Consumer Finance DONALD DUGGAN Banking Services PAUL WIBLE National Finance Group VANESSA WASHINGTON General Counsel and Secretary SCOTT GERMER Risk Management JOHN BAHNKEN Wealth...

  • Page 14
    ..., IA, IL, MO, WI) ROCKY MOUNTAINS (WY, UT, CO) 193 BRANCHES 22 OFFICES SOUTHWEST (SoCal, South NV, AZ, NM) 110 BRANCHES 13 OFFICES ADDITIONAL OFFICES 150 BRANCHES 17 OFFICES COMMERCIAL BANKING CENTERS 152 BRANCHES 24 OFFICES DALLAS, TX NEW YORK, NY SCHAUMBURG, IL 12 AGRIBUSINESS 9 REAL ESTATE...

  • Page 15
    ... and communities in which we serve. CHICAGO Bank of the West SAN FRANCISCO HQ NEW YORK HONOLULU First Hawaiian Bank, sister bank Bank of the West PARIS BNP Paribas TOKYO Bank of the West TAIPEI Bank of the West With employees in branches across the U.S. and representative offices in Taipei...

  • Page 16
    ....com/about-us/ our-company/annual-reports.html (dollar amounts in thousands) Net interest income Total noninterest income Total noninterest expense Net income (loss) Return on average assets Total assets Total loans and leases Total deposits Total risk-based capital ratio 2013 $1,870,301 552,513...